Paypal: "Finding the Right Solution for You"

Paypal: "Finding the Right Solution for You"

By Merle MCPromotionsPress.com

If you're like me, you probably use Paypal in order to take payments for your products and or services online. But Did you know they offer a multitude of solutions depending on your need?

Paypal was founded in 1998 and today has over 86.6 million accounts. Owned and operated by Ebay, they are one of the easiest methods of sending and receiving money on the Net.

Let's examine some of your options as a PayPal user.

1) "Website Payment Pro": Allows customer to pay on your website with a credit card or they can pay with Paypal. No separate merchant accounts or gateway needed and Paypal hides in the background making it a seamless experience for your customer. You must have a business account to use this feature. You'll be able to accept Visa, Mastercard, American Express and Discover.

You can also accept orders by phone, fax, or mail at no additional cost with virtual terminal. The best way to use this payment option is with a shopping cart. You'll find a list of third party solutions at tinyurl.com/9uwyt

Fees range from 2.2% to 2.9% and .30 per transaction depending on your monthly sales volume. There are no set up or gateway fees and no cancel fee.

Right now there is no monthly charge to use "Website Payment Pro" but they have stated after 2/1/06 it will be 20.00 per month. To learn more see paypal.com/pro

2) "Website Payment Standard": Customers shop on your site and pay with Paypal. Fees range from 1.9% to 2.9% and .30 depending on your monthly volume. No set up fees, monthly fees, or gateway charges. You can accept these cards: Visa, Mastercard, American Express, and Discover.

Paypal makes it simple to add payment buttons to your pages. Simply copy and paste HTML that they provide. You can accept donations, subscriptions, and recurring payments. For more on this option see: www.tinyurl.comcmtn6

3) "Virtual Terminal": Allows customers with a business account to accept credit card orders from customers who don't have a Paypal account. It can be used to accept credit cards by phone, fax or mail. It gives some functionality as a standalone credit card processing terminal. It can also be used to generate and print packing slips to enclose with your shipment.

Virtual Terminal is included with Website Payment Pro service or it can be added to a "standard account" for 20.00 a month and small transaction fees.

To apply you must have a Paypal business account. Once accepted you can access Virtual Terminal through the "merchants tool tab" in your Paypal control panel. For more see: www.tinyurl.com/7ep8f

4) "Email Payments": Customers receive a bill via email and pay using a credit card or their PayPal balance. No set up fees and there are multiple ways to request payment.

A) Paypal Invoice: Send professional invoices you create that contain a Paypal payment button the receiver clicks on to pay. For more information on this option see: www.tinyurl.com/92zzm

B) Request Money: Log into your Paypal account then go to "request money" page and type in your customer's email address and type in the amount owed. Click send. For more see www.tinyurl.com/5dsus

C) Quickbook Wizard: Download and install this add on for Quickbooks that allows you to create invoices and launch the wizard to send the bill via email to your customer. For more on this option go to: www.tinyurl.com/94cok

Now that you know there are so many options to choose from you might want to re-evaluate how you're currently using Paypal in your online business. If you haven't been taking advantage of the many powerful options, now's your chance to implement the solution that's just right for you.

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