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BOOK
One for the Money (Stephanie Plum, No. 1)
Janet Evanovich
$6.99

About this product:
Stephanie Plum is so smart, so honest, and so funny that her narrative charm could drive a documentary on termites. But this tough gal from New Jersey, an unemployed discount lingerie buyer, has a much more interesting story to tell: She has to say that her Miata has been repossessed and that she's so poor at the moment that she just drank her last bottle of beer for breakfast. She has to say that her only chance out of her present rut is her repugnant cousin Vinnie and his bail-bond business. She has to say that she blackmailed Vinnie into giving her a bail-bond recovery job worth $10,000 (for a murder suspect), even though she doesn't own a gun and has never apprehended a person in her life. And she has to say that the guy she has to get, Joe Morelli, is the same creep who charmed away her teenage virginity behind the pastry case in the Trenton bakery where she worked after school.

If that hard-luck story doesn't sound compelling enough, Stephanie's several unsuccessful attempts at pulling in Joe make a downright hilarious and suspenseful tale of murder and deceit. Along the way, several more outlandish (but unrelentingly real) characters join the story, including Benito Ramirez, a champion boxer who seems to be following Stephanie Plum wherever she goes.

Janet Evanovich shares an authentic feel for the streets of Trenton in her debut mystery (she developed her talents in a string of romance novels before creating Ms. Plum), and her tough, frank, and funny first-person narrator offers a winning mix of vulgarity and sensitivity. Evanovich is certainly among the best of the new voices to emerge in the mystery field of the 1990s. --Patrick O'Kelley

BOOK
Too Much Money: A Novel
Dominick Dunne
$12.00

About this product:
My name is Gus Bailey…It should be pointed out that it is a regular feature of my life that people whisper things in my ear, very private things, about themselves or others. I have always understood the art of listening.
 
The last two years have been monstrously unpleasant for high-society journalist Gus Bailey. His propensity for gossip has finally gotten him into trouble—$11 million worth. His problems begin when he falls hook, line, and sinker for a fake story from an unreliable source and repeats it on a radio program. As a result of his flip comments, Gus becomes embroiled in a nasty slander suit brought by Kyle Cramden, the powerful congressman he accuses of being involved in the mysterious disappearance of a young woman, and he fears it could mean the end of him.
 
The stress of the lawsuit makes it difficult for Gus to focus on the novel he has been contracted to write, which is based on the suspicious death of billionaire Konstantin Zacharias. It is a story that has dominated the party conversations of Manhattan's chattering classes for more than two years. The convicted murderer is behind bars, but Gus is not convinced that justice was served. There are too many unanswered questions, such as why a paranoid man who was usually accompanied by bodyguards was without protection the very night he perished in a tragic fire.
 
Konstantin's hot-tempered widow, Perla, is obsessed with climbing the social ladder and, as a result, she will do anything to suppress this potentially damaging story. Gus is convinced she is the only thing standing between him and the truth.
 
Dominick Dunne revives the world he first introduced in his mega-bestselling novel People Like Us, and he brings readers up to date on favorite characters such as Ruby and Elias Renthal, Lil Altemus, and, of course, the beloved Gus Bailey. Once again, he invites us to pull up a seat at the most important tables at Swifty's, get past the doormen at esteemed social clubs like The Butterfield, and venture into the innermost chambers of the Upper East Side's most sumptuous mansions. 
 
Too Much Money is a satisfying, mischievous, and compulsively readable tale by the most brilliant society chronicler of our time—the man who knew all the secrets and wasn't afraid to share them. 
 

BOOK
Money for Nothing: How the Failure of Corporate Boards Is Ruining American Business and Costing Us Trillions
David Zweig
$12.32

About this product:
A Bank of America director questioned the CEO's $76 million pay package in a year when the bank was laying off 12,600 workers and found herself dropped from the board without notice a few months later.

According to their employment agreements -- approved by boards -- 96 percent of large company CEOs have guarantees that do not allow them to be fired "for cause" for unsatisfactory performance, which means they can walk away with huge payouts, and 49 percent cannot be fired even for breaking the law by failing in their fiduciary duties to shareholders.

The General Motors board gave CEO Rick Wagoner a 64 percent pay raise -- to $15.7 million -- in 2007, when the company lost $38.7 billion. The company went bankrupt two years later at a cost of $52 billion to shareholders and another $13.4 billion to all taxpayers.

If you own stock -- and 57 million U.S. households do -- every cent of these outrages comes out of your pocket, thanks to boards of directors who are supposed to represent your interests. Every customer, employee, and taxpayer is also being hurt and American business is being imperiled. In the most recent economic collapse, almost all attention has focused on the greed, recklessness, or incompetence of CEOs rather than the negligence of boards, who ought to be held equally, if not more, accountable because the CEOs theoretically work for them. But the world of boards has become an entrenched insiders' club -- virtually free of accountability or personal liability. Too often, corporate boards act as enabling lapdogs rather than trustworthy watchdogs, costing us trillions.

Money for Nothing exposes the glaring flaws in this dysfunctional system, including directors who are selected by the CEOs they are meant to hold accountable; compensation consultants who legitimize outrageous pay; accountants and attorneys who see no evil; legal vote buying; rampant conflicts of interest; and much more.

Using their extensive original reporting and interviews with high-level insiders, John Gillespie and David Zweig -- both Harvard MBAs with thirty-plus years of Fortune 100 experience at investment banks and media companies -- expose what happened, or failed to happen, in the boardrooms of companies such as Lehman Brothers, General Motors, Bear Stearns, and Countrywide and how it has resulted in so much financial devastation. They reveal how the byzantine yet indestructible web of power and money has brought on collapse after collapse, with fig-leaf reforms that feebly anticipate last year's scandal, but never next year's.

Money for Nothing shows how the game is played, and how you can help to demand real change in a badly broken system.

BOOK
The Money Book for Freelancers, Part-Timers, and the Self-Employed: The Only Personal Finance System for People with Not-So-Regular Jobs
Denise Kiernan
$8.82

About this product:
This is a book for people like us, and we all know who we are.
 
We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments.  All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th.
 
It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance?
 
Take a good look in the mirror: You are.
 
The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including:
 
• Managing Cash Flow When the Cash Isn’t Flowing Your Way
• Getting Real About What You’re Really Earning
• Tools for Getting Out of Debt and Into Financial Security
• Saving Consistently When You Earn Irregularly
• What To Do When a Client’s Check Doesn’t Come In
• Health Savings Accounts and How To Use Them
• Planning for Retirement, Taxes and Dreams—All On Your Own

BOOK
Buckets of Money: How to Retire in Comfort and Safety
Raymond J. Lucia
$14.48

About this product:
A proven way to financially prepare for retirement

Are you wondering if you can make your retirement savings last?
Concerned about inflation reducing your purchasing power?
Worried about the stock market’s violent swings?

In Buckets of Money: How to Retire in Comfort and Safety, nationally recognized Certified Financial PlannerTM and radio personality Ray Lucia offers you a smart and conservative way to protect and grow your nest egg--so you can enjoy a comfortable retirement without worrying about your money running out.

Developed by Lucia over his thirty-year career as a financial planner, the "Buckets of Money" technique is a proven way to achieve both income and growth, while guarding against the ravages of inflation. Buckets of Money is filled with in-depth insights and practical advice that will help you assess your retirement situation, save the money you need to last your entire lifetime, and adjust your plan to good times and bad.

Regardless of your age, income, net worth, or investment experience, you need to have a solid plan for your retirement years. Buckets of Money provides you with such a plan, and shows you the best way to implement it.

BOOK
Your Money and Your Brain: How the New Science of Neuroeconomics Can Help Make You Rich
Jason Zweig
$0.97

About this product:
What happens inside our brains when we think about money? Quite a lot, actually, and some of it isn't good for our financial health. In Your Money and Your Brain, Jason Zweig explains why smart people make stupid financial decisions -- and what they can do to avoid these mistakes. Zweig, a veteran financial journalist, draws on the latest research in neuroeconomics, a fascinating new discipline that combines psychology, neuroscience, and economics to better understand financial decision making. He shows why we often misunderstand risk and why we tend to be overconfident about our investment decisions. Your Money and Your Brain offers some radical new insights into investing and shows investors how to take control of the battlefield between reason and emotion.

Your Money and Your Brain is as entertaining as it is enlightening. In the course of his research, Zweig visited leading neuroscience laboratories and subjected himself to numerous experiments. He blends anecdotes from these experiences with stories about investing mistakes, including confessions of stupidity from some highly successful people. Then he draws lessons and offers original practical steps that investors can take to make wiser decisions.

Anyone who has ever looked back on a financial decision and said, "How could I have been so stupid?" will benefit from reading this book.

BOOK
Money, Greed, and God: Why Capitalism Is the Solution and Not the Problem
Jay W. Richards
$12.20

About this product:

Does capitalism promote greed? Can a person follow Jesus's call to love others and also support capitalism? Was our recent economic crisis caused by flaws inherent to our free market system? Jay Richards presents a new approach to capitalism, revealing how it's fully consistent with Jesus's teachings and the Christian tradition, while also showing why this system is our best bet for renewed economic vigor.

The church is bombarded with two competing messages about money and capitalism:

  • wealth is bad and causes much of the world's suffering
  • wealth is good and God wants you to prosper and be rich

Richards exposes these myths, and other common misconceptions about capitalism, and reveals the surprising ways that capitalism is, in fact, the best system to respond to the biblical mandates of alleviating poverty and protecting the environment. Money, Greed, and God equips readers to take practical steps in their own lives to conduct business, worship God, and serve others without falling into the "prosperity gospel" trap.

BOOK
Money-Driven Medicine: The Real Reason Health Care Costs So Much
Maggie Mahar
$6.71

About this product:

Why is medical care in the United States so expensive? For decades, Americans have taken it as a matter of faith that we spend more because we have the best health care system in the world. But as costs levitate, that argument becomes more difficult to make. Today, we spend twice as much as Japan on health care—yet few would argue that our health care system is twice as good.

Instead, startling new evidence suggests that one out of every three of our health care dollars is squandered on unnecessary or redundant tests; unproven, sometimes unwanted procedures; and overpriced drugs and devices that, too often, are no better than the less expensive products they have replaced.

How did this happen? In Money-Driven Medicine, Maggie Mahar takes the reader behind the scenes of a $2 trillion industry to witness how billions of dollars are wasted in a Hobbesian marketplace that pits the industry's players against each other. In remarkably candid interviews, doctors, hospital administrators, patients, health care economists, corporate executives, and Wall Street analysts describe a war of "all against all" that can turn physicians, hospitals, insurers, drugmakers, and device makers into blood rivals. Rather than collaborating, doctors and hospitals compete. Rather than sharing knowledge, drugmakers and device makers divide value. Rather than thinking about long-term collective goals, the imperatives of an impatient marketplace force health care providers to focus on short-term fiscal imperatives. And so investments in untested bleeding-edge medical technologies crowd out investments in information technology that might, in the long run, not only reduce errors but contain costs.

In theory, free market competition should tame health care inflation. In fact, Mahar demonstrates, when it comes to medicine, the traditional laws of supply and demand do not apply. Normally, when supply expands, prices fall. But in the health care industry, as the number and variety of drugs, devices, and treatments multiplies, demand rises to absorb the excess, and prices climb. Meanwhile, the perverse incentives of a fee-for-service system reward health care providers for doing more, not less.

In this superbly written book, Mahar shows why doctors must take responsibility for the future of our health care industry. Today, she observes, "physicians have been stripped of their standing as professionals: Insurers address them as vendors ('Dear Health Care Provider'), drugmakers and device makers see them as customers (someone you might take to lunch or a strip club), while . . . consumers (aka patients) are encouraged to see their doctors as overpaid retailers. . . . Before patients can reclaim their rightful place as the center—and indeed as the raison d'être—of our health care system," Mahar suggests, "we must once again empower doctors . . . to practice patient-centered medicine—based not on corporate imperatives, doctors' druthers, or even patients' demands," but on the best scientific research available.

BOOK
The General Theory of Employment, Interest and Money
John Maynard Keynes
$18.83

About this product:
The General Theory of Employment, Interest and Money written by legendary author John Maynard Keynes is widely considered to be one of the top 100 greatest books of all time. This great classic will surely attract a whole new generation of readers. For many, The General Theory of Employment, Interest and Money is required reading for various courses and curriculums. And for others who simply enjoy reading timeless pieces of classic literature, this gem by John Maynard Keynes is highly recommended. Published by Classic Books America and beautifully produced, The General Theory of Employment, Interest and Money would make an ideal gift and it should be a part of everyone's personal library.

BOOK
Your Money Milestones: A Guide to Making the 9 Most Important Financial Decisions of Your Life
Moshe A. Milevsky
$12.20

About this product:
A Whole New Way to Look at Your Money…and Make It Grow!

 

“Here is a lively new guide that offers fresh and actionable ways to approach everyday financial problems. Whether you’re rich or just getting by, starting your career or winding down, you’ll benefit from the author’s insightful observations and suggestions—all delivered with warmth and wit.”

—Evan Cooper, Deputy Editor, InvestmentNews

 

“The author’s unique gift is to make complex ideas from the world of high finance simple to understand, and his new book gently coaches readers in how to think about their personal finances. Best of all, readers can use Milevsky’s financial calculators online to test these ideas, so they can make choices with confidence. Investing in this book might be the wisest financial decision you make this year.”

—Gil Weinreich, Editor, Research Magazine

 

“The author has accomplished the near impossible. He has made the complicated, confusing, and often contradictory world of personal financial planning easy to understand. More importantly, he’s made it easy to act on his ground-breaking advice and guidance and has made it easy for readers to address their most important financial decisions in a thoughtful, practical, and painless manner.”

— Robert Powell, Editor, Retirement Weekly and Retirement Columnist, www.MarketWatch.com/retirement

 

“What are the nine crucial financial decisions every person must make over the course of a lifetime? If you don’t know, read this book. The author’s nine choices revolve around his core concept of human capital and how it must be gradually converted to financial capital to achieve a successful retirement.”

—Jonathan Chevreau, National Post Columnist and Author of Findependence Day

 

Your Money Milestones helps just about anyone see life’s most important money decisions in a fresh and completely rational light. If you want a smart, practical roadmap to a financially sound future, you need this book.”

—Eric Schurenberg, Editor-in-Chief, BNET

 

Your Money Milestones illustrates how four principles inspired by basic arithmetic can be applied to manage the most important financial decisions (money milestones) people face over their entire financial lifecycles.


  • Addition: Identify the true value all of your financial resources.
  • Subtraction: Budget for the hidden liabilities in your future.
  • Division: Spend your total resources evenly over time.
  • Multiplication: Prepare for many alternative and unexpected universes.


This book offers a complete framework for thinking about money that’s every bit as provocative as Freakonomics. Drawing on the newest research into psychology and personal finance, Milevsky helps you identify the true value all of your resources; budget for hidden liabilities in your future; plan to spend your total resources smoothly over time; and prepare for unexpected events that could upend even the most careful planning. You’ll discover why children are short-term investment liabilities but may be long-term pension assets, why winning the lottery may increase your chances of going bankrupt, and why giving up control of your retirement nest egg might actually make you happier. The insights are fascinating and useful throughout your life whether you're deciding what to study, contemplating your first home purchase, deciding whether to keep contributing to your 401(k), or considering when and whether to retire.

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