About this product: Real Solutions for Saving Your Retirement! No Matter Where You Stand Right Now! Step-by-step plans you can use if you're planning to retire in! 5 years | 10 years | 15 years | over 20 years | or tomorrow! "The market meltdown has all of us worrying about whether we will ever be able to retire. Worrying doesn't help you. Planning does. Save Your Retirement by Frank Armstrong, III and Paul B. Brown can--and should--serve as your battle plan." --John A. Byrne, Executive Editor, BusinessWeek "Convinced the sinking economy has dragged your retirement plans down with it? Save Your Retirement shows there's still treasure inside that wreckage-- and provides a map to help you find it." --Josh Hyatt, Money Magazine "Whether you're just beginning a career or you're five years from retiring, the authors show you how to take a realistic look at your current financial status and your retirement goals. With a refreshingly positive approach, they give all of us, no matter our life stage, a blueprint for successful retirement." --Professor Larry Meiller, Talk Show Host, Wisconsin Public Radio "Frank Armstrong, III and Paul B. Brown heal your retirement anxiety and show you exactly how to achieve financial security for the golden years. You'll actually be excited to save!" --Farnoosh Torabi, Author of You're So Money: Live Rich Even When You're Not Terrified about retirement? Stop losing sleep, and take action! This book gives you specific, step-by-step plans you can use to save your retirement. Forget "one-size-fits-all" solutions that don't fit your life. Here are personal plans focused on your unique situation--whether you're 5, 10, 15, or 20-plus years away from retirement or are scheduled to retire now. (There's even a detailed plan for people who've already retired and want to make sure their money lasts!) No matter what the market meltdown did to your portfolio or how little you've saved, you can save your retirement--if you start now. Get this book, and get started! All the help you need to save your retirement: *Where to move your savings*How to recalculate what you'll really need to retire*How to assess when you can now afford to retire*How to change your approach to investing*How to use the federal tax system to save more*What to expect from Social Security now Part I: Let's Take a Deep Breath and Get Our Bearings 1 Chapter 1: There's Hope 3 Chapter 2: You Are Not Alone: Just About Everyone Is Unprepared to Retire the Way They Want 11 Chapter 3: Maybe You Don't Want to Retire 23 Chapter 4: Before You Begin Your Rescue Efforts: Things to Do to Make Sure You Don't Make the Situation Worse 29 Part II: Working with the Scenario That Is Right for You 63 Chapter 5: R(etirement) Minus 20 (or More) 71 Chapter 6: R--15 79 Chapter 7: R--10 95 Chapter 8: R--5 107 Chapter 9: R=0 117 Chapter 10: R+ 123 Part III: (Dramatically) New Thinking 127 Chapter 11: Maybe You Want to Retire Later 129 Chapter 12: Don't Touch Up the X-Rays 133 Chapter 13: Dealing with Risk 141 Chapter 14: Where Does Social Security Fit In? 151 Chapter 15: What to Do the Moment You Stop Reading 161 Chapter 16: Final Thoughts 167 Part IV: Appendices 173 Appendix A: Where Does the Money Go? 175 Appendix B: Getting to What's Next 183 Appendix C: Useful Links and Resources for Retirees 191 Appendix D: Suggested Asset Allocation Models 195 Index 199
How to Love Your Retirement shows the baby-boom generation how to plan for, and succeed at, this statge of life, whether relaxation, travel, education, or even a new occupation is the goal. Packed with helpful, entertaining stories and real-life advice from hundreds of retirees who are making the most of their post-work lives, this honest and useful guide covers such topics as how to pick the best time to retire; learning to live with a spouse 24/7; staying fit; starting fresh in business, love, and family; traveling; going back to school; and more.
The most comprehensive guide to planning for retirement is now completely revised and updated.
It used to be that work ended at age 65 and life slowed to a predictable pace. Not anymore!
From deciding where to live, what to do, when to do it, and more, The New Retirement will help readers plan for and achieve their retirement dreams.
The all-new revisions to this updated edition include:
-more than 30 new recommendations for specific communities to consider for retirement, plus updated home prices and cost-of-living figures for existing communities
-updated financial and tax information
-new niche lifestyles including club living, spa living, communities that are also cities, and moving where there is free land
-an updated travel section
-an expanded section on second homes
Filled with anecdotes and case studies, and organized in a highly effective format with surveys, questionnaires, and worksheets, this comprehensive book covers every aspect of planning an ideal retirement.
About this product: Life after work no longer conjures up images of couples wandering the malls, playing golf, and taking endless Caribbean cruises. As baby boomers reach their 50s and 60s, they are redefining what it means to retire. Many of them are still choosing to work or create a whole new life entirely. What they crave is vitality, joy, and meaning in their lives. Author David Borchard has been helping adults rejuvenate their careers and lives for 30 years. In The Joy of Retirement, he shows readers over 50 how to reinvent themselves and achieve the kind of fulfillment and meaning in their lives they have always dreamed of. Now, readers can start crafting their future and discovering their passions with advice on topics such as: finding new interests that make the most of their unique talents * planning their lifestyle at 50+ * assessing what transitions they are ready and willing to make * defining priorities and goals * establishing their criteria for success * mastering the seven steps to maintaining vitality Revealing and hopeful, this is a book that will reshape how people look at the second phase of their lives.
About this product: At long last, here are cartoons about the truly important issues. Featuring twenty-six of The New Yorker's most talented cartoonists, Last Laughs is a provocative and exhilarating collection that will amuse, inspire, and occasionally unnerve everyone obsessed with the perennially compelling topics of old age, retirement, and,
yes, death.
Longtime New Yorker cartoonist Mort Gerberg has assembled an all-star cast of gifted and popular greats such as George Booth, Roz Chast, Leo Cullum, Frank Modell, and Jack Ziegler to join him in this exclusive collection confronting, illuminating, and celebrating the inevitabilities of life. Everything from cloning to cryogenics is tackled with humor and pathos. It turns out the Grim Reaper can be funny.
Also included in this book are brief reflections from the contributors that give readers a glimpse into their unique personalities. These artists prove that they are just as funny with the written word as they are with the image. Last Laughs is a must-have for fans of literary cartoons and anyone interested in slightly off-kilter insights about life and death.
About this product: It's possible to save thousands of dollars per year in retirement by choosing a tax-friendly retirement town. Learn which towns' taxes are lowest and which are the highest in this easy-to-use guide. It tallies total taxes including state and local income tax, property tax, personal property tax, sales tax and a slew of other miscellaneous and well-disguised taxes then ranks each city's total tax burden for easy comparison.
About this product: Every single day, 8,000 baby boomers in the US turn 60. They are retiring in droves. In the next 20 years, over 60 million of them will celebrate the passage into that new lifestyle of simple pleasures, ever-present spouses, and sagging body parts. As they face spending time-and lots of it-without spending money, the best antidote for this epidemic is laughter-and lots of it. This lighthearted collection of colorful quotes and photos is a perfect dose.
About this product: This book is intended to serve as an easily accessible, up-to-date guide to creative employee benefit and retirement planning for use by financial planners, insurance agents, accountants, attorneys, and other financial services professionals, as well as company managers, personnel departments, and CFP, law, and graduate school students. It covers almost every popular employee business arrangement used in business today. Although special consideration is given to employee benefit arrangements as applied to smaller, closely held businesses, most of the benefits described here are used by both small and large companies, and the same tax and other regulatory rules apply to both.
About this product: As you think about retirement, you’ve got facts to face, planning to do, decisions to make and numbers to crunch. With the experts at The Wall Street Journal to guide you, you’ll learn how to tailor a financial plan for the lifestyle you want.
• Answers your biggest question—How big does my nest egg need to be?—by linking it to your particular hopes for how you want to spend your days in retirement • Shows how to translate your dreams and interests into daily activities, whether traveling, opening a business, volunteering or going back to school • Provides a timeline for decisions to make and steps to take ten years, five years and one year before you retire • Offers tips on investing wisely and working with the right financial adviser • Tells you how to maximize your benefits from Social Security and Medicare • Guides you through the intricacies of 401(k)s, IRAs, annuities and other financial tools and resources
Today, the average person can expect to spend two decades in retirement—why leave it to chance? For all of its changes and challenges, a well-planned retirement could very well be the best part of your life.
About this product: AT LAST, SOUND, INFORMED, REALISTIC ANSWERS FOR RETIREMENT FINANCE
Use the simple, step-by-step guidance in J.K. Lasser’s Your Winning Retirement Plan to double your money for your golden years. Whether you’re forecasting how much you need to be saving for retirement or are deciding how much you should be spending once you’re there, acclaimed planning expert Henry K. Hebeler can get you the results you need. You’ll analyze your investments and start getting the highest possible returns––with the least amount of risk; take a real-world look at your total financial picture, without inappropriate planning assumptions; and make use of a new concept called the Retirement Autopilot, which can help you budget more wisely today and ensure that your investments will last a lifetime.
Key coverage will help you:
Beat reverse dollar-cost averaging so your money will continue to grow
Make use of modern feedback theory to secure your finances today––as well as tomorrow
Find solutions to different retirement scenarios, including early retirement and when only one spouse is retired
BOOK
