About this product: Despite its sensational title, David Bach's The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich is not a get-rich-quick guide. Rather, the book is a straightforward march through common-sense personal financial planning that suggests readers "automate" their contributions to retirement and investment vehicles. Bach, in fact, calls his model the "tortoise approach" to becoming wealthy by retirement age.
In the early part of the book Bach builds on ideas he established in Smart Women Finish Rich and other bestselling titles. His core principle is that, to succeed, you must "Pay Yourself First." In other words, he suggests using pre-tax retirement accounts (e.g. 401(k)s or IRAs) to set aside a fixed, monthly sum of money before considering what is left for living expenses. The "automatic" part of the title comes from Bach's emphasis on using automated payroll deductions to avoid the temptation of using the money to pay today's bills. Bach insists that "regardless of the size of your paycheck, you probably already make enough money to become rich." But his claims that his plan requires "no budget, no discipline," is a bit disingenuous. His discussion of the "The Latte Factor" shows that, to find money to start a retirement plan, a person with a modest income needs to make an up-front commitment to stop accruing debt and to reduce spending on such "wasteful" items as lattes and cigarettes. In the end The Automatic Millionaire does not offer much that is new for readers already familiar with personal finance basics like accelerated mortgage payments, "the miracle of compound interest," and the setting up of emergency funds. But, for those just starting with financial planning, Bach provides a host of resources to put recommendations into action. He walks his readers through such fundamentals as shopping for interest rates, creating a balanced retirement portfolio, and consolidating debt. And Bach's conversational style will make this quick read highly palatable for those daunted by more detailed investment and personal finance titles. --Patrick O'Kelley
About this product: With thisessential companion to the automatic #1 national bestseller, you can put pencil to paper and make your seven-figure dreams come true!
The Automatic Millionaire rocketed to instant bestseller status because in its pages America’s best-loved money coach, David Bach, delivered a uniquely foolproof, hassle-free plan for achieving financial security even if you have zero willpower. Now The Automatic Millionaire Workbook lets you tailor that strategy to your own financial life in a line-by-line personal plan. The workbook features:
THE WORKBOOK FEATURES:
• The five questions that determine with 90 percent certainty if you will be an Automatic Millionaire
• Charts and checklists for paying down debt while you save
• A clear path for any renter to become a home owner
• Worksheets to set savings goals and meet them, no matter how much you make
• A game plan for paying off mortgages early
• The one crucial step that guarantees your financial plan will succeed
• Details on where to invest, what phone calls to make, and exactly what to say when automating your financial future
Along the way, you will be inspired by stories of ordinary Americans from all walks of life who are becaming Automatic Millionaires. The Automatic Millionaire Workbook makes it easier than ever for you to put your financial life on autopilot and finish rich—without a budget.
You’ve dreamed it, now write it and do it. The rest is automatic!
About this product: "Michael Masterson has personally helped more people achieve financial independence than anyone else I know. He has been a valuable mentor in my own life. Michael's credentials go far beyond the fact that he is an extremely successful businessman. (There are thousands of those.) He has a unique gift for discerning—and explaining in easily accessible terms—what it really takes to succeed. Automatic Wealth for Grads will give any young person a tremendous headstart for achieving their financial and professional goals at a very young age." —Justin Ford, author of Seeds of Wealth: An Incredible Wealth-Building Plan for Your Children and Editor of Main Street Millionaire
"Only time will tell whether you will have the guts and honor to follow Masterson's masterful plan. Good luck!" —From the foreword by Mark Skousen, Adjunct Professor, Columbia University, 2004-05 and Benjamin Franklin Chair of Management, Grantham University
Organized around proven wealth-creating principles, this invaluable guide reveals powerful techniques and strategies that have personally worked for Michael Masterson as well as for the many people he's helped become wealthy and successful.
Filled with in-depth insights and practical advice, Automatic Wealth for Grads will show you how to:
Choose a great career, get your first job, and rise to the top of your field
Continuously increase your income on a fast-track basis, and get the biggest raises of your life
Profit from the real estate market—even in today's uncertain market
Start or gain equity in a business that will provide an automatic future income stream
Invest in the stock market, save money on taxes, make purchases that appreciate, reduce your credit costs, and achieve financial independence while you are still young enough to enjoy your money
About this product: The second edition of "Flight Stability and Automatic Control" presents an organized introduction to the useful and relevant topics necessary for a flight stability and controls course. Not only is this text presented at the appropriate mathematical level, it also features standard terminology and nomenclature, along with expanded coverage of classical control theory, autopilot designs, and modern control theory. Through the use of extensive examples, problems, and historical notes, author Robert Nelson develops a concise and vital text for aircraft flight stability and control or flight dynamics courses.
David Bach’s Simple System for Building Wealth Through Homeownership Will Help You Finish Rich in Any Market—Automatically
Updated with a new chapter of success stories
Owning a home has always been the American Dream, and in The Automatic Millionaire Homeowner, David Bach shows that buying a home and investment properties is not only possible, it is still the surest way to reach your seven-figure dreams on an ordinary income. Whether you are a renter or already own a home, Bach’s book offers a lifelong strategy for real estate based on timeless wisdom that is tried and true—in any market. He includes everything you need to know, with step-by-step instructions, including phone numbers and web sites, so you can get started right away. As long as you’re alive, you have to live somewhere. Why not let where you live make you financially secure and ultimately rich? David Bach will show you how.
About this product: Finish rich in real estate! Bestselling author David Bach is back with The Automatic Millionaire Homeowner, another user-friendly, motivational book designed to help you "build wealth through homeownership" and "finish rich in any market." Whether you already own your home or are renting, Bach gives you a long-term strategy with step-by-step instructions--making the process almost automatic!
More from David Bach
The Automatic Millionaire: A Powerful One-Step Plan to Live and Finish Rich
The Automatic Millionaire Workbook: A Personalized Plan to Live and Finish Rich...Automatically
Smart Women Finish Rich: 9 Steps to Achieving Financial Security and Funding Your Dreams
Start Late, Finish Rich: A No-Fail Plan for Achieving Financial Freedom at Any Age
Smart Couples Finish Rich: 9 Steps to Creating a Rich Future for You and Your Partner
The Finish Rich Workbook: Creating a Personalized Plan for a Richer Future
About this product: The advice and concepts outlined in Automatic Wealth are best suited for those in their 30s-50s who recognize that their current job will never afford them true financial independence. Rather than encourage readers to quit their day jobs today and launch into a new scheme tomorrow, Masterson shows how to turn your skills and experience into significantly more money within seven to fifteen years. For those just getting by, he details how to get the biggest pay raises now and how to move into more lucrative ventures in the near future. For those with some savings, he offers specific advice on building equity and increasing net worth significantly and quickly. Since Masterson made his millions starting and developing small businesses, he encourages people to become entrepreneurs themselves and discusses which kinds of ventures to invest in and which ones to avoid. He also stresses the importance of developing multiple income streams, offering chapters on real estate, stocks and bonds, consulting, direct mail, and other opportunities.
In addition to concrete steps, Masterson also writes about attitude and expectations. His first step, in fact, is to take an honest and realistic assessment of your current financial situation and prepare yourself to change habits. He stresses that you must make getting rich a priority and devote the necessary time to it--act immediately and don't wait until the perfect moment to change your situation (hint: the perfect moment rarely arrives.). Clearly written and filled with informative anecdotes and examples, Automatic Wealth will not make you a millionaire overnight. It could, however, make you one in a decade, and that's a timeline most people can deal with. --Shawn Carkonen
About this product: For many, losing weight is a never-ending struggle -- especially since our bodies are designed to keep weight on at all costs; it's a matter of survival. But a medical revolution is under way, showing us how to work with our bodies instead of against them to ignite the natural fat-burning furnaces that lie dormant within us. Drawing on the cutting-edge science of nutrigenomics -- how food talks to our genes -- Dr. Mark Hyman has created a way of losing weight by eating the right foods, which in turn sends the right messages to our bodies.
In this easy-to-follow eight-week plan based on each individual's unique genetic needs, Dr. Hyman explains how to customize your personal weight-loss program with menus, recipes, shopping lists, and recommendations for supplements and exercise. Ultimately, you will rebalance and stabilize your metabolism -- an UltraMetabolism -- to maintain weight loss and enjoy lifelong health.
About this product: Real-world applications--Integrates real-world analysis and design applications throughout the text. Examples include: the sun-seeker system, the liquid-level control, dc-motor control, and space-vehicle payload control. * Examples and problems--Includes an abundance of illustrative examples and problems. * Marginal notes throughout the text highlight important points.
About this product: This Classroom Manual and Shop Manual set has been newly revised to keep pace with industry trends and the needs of automotive education programs across the country. Its complete, technician-oriented coverage will lead users to mastery of all of the design, construction, troubleshooting techniques, and service procedures required to enter the workplace. The Classroom Manual begins with an important introduction to drive train basics, the Shop Manual with an intro to safety. This is followed immediately by a review of directly relevant electricity/electronics principles, plus more opportunities to gain practice in using scanners and oscilloscopes to develop critical thinking skills, diagnose problems, and make effective repairs. Today's Technician: Automatic Transmissions and Transaxles, 4th Edition also features an introduction to continuously variable transmissions (CVT), up-to-the-minute coverage of drivelines for front-wheel drive (FWD) and four-wheel drive (4WD) vehicles, and the latest information on today's high-tech electronic controls and automatic shifting devices.
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