About this product: Unless employees are willing to complain and protest to their employers, they are likely to face less money in their 401(k) accounts or having to work longer to accumulate the funds they need for retirement. According to author David Loeper, even a small company plan, with about 25 employees, could easily set up a plan with less than 50 basis points -- 0.5 percent -- in total annual costs. That savings adds up to huge differences in your plan balance over a 40-year career.
This book provides the necessary tools for readers to take action and make the most of their retirement plans. It offers a road map for employees to understand the fees and costs, document the excesses in a presentation to management, then organize themselves to protest and, if necessary, bring the documentation in a complaint to the Labor Department.
About this product: Rip It Up and Start Again is the first book-length exploration of the wildly adventurous music created in the years after punk. Renowned music journalist Simon Reynolds celebrates the futurist spirit of such bands as Joy Division, Gang of Four, Talking Heads, and Devo, which resulted in endless innovations in music, lyrics, performance, and style and continued into the early eighties with the video-savvy synth- pop of groups such as Human League, Depeche Mode, and Soft Cell, whose success coincided with the rise of MTV. Full of insight and anecdote and populated by charismatic characters, Rip It Up re-creates the idealism, urgency, and excitement of one of the most important and challenging periods in the history of popular music.
Why spend tons of money on humdrum designer duds when it's possible to revamp a piece you already own to create a guaranteed original that looks, fits, and feels just the way it should?
Rip It! shows how simple and fun it can be to transform a tired wardrobe into hip, one-of-a-kind new looks without spending a dime. Elissa Meyrich, owner and teacher at the popular New York sewing boutique Sew Fast Sew Easy, has been passing her sewing secrets and style tips on to students for years. Now she shows beginners and experienced sewers everywhere how to customize pieces found at cheap chain stores, thrift shops, or the far reaches of a closet and create fabulous new designs. Rip It! includes everything you need -- basic sewing and alteration information; quick sewing methods; where to find supplies; advice on which fabrics to use; important cutting rules; plus illustrated layouts, drawings, and instructions that show you how to:
Jazz up old t-shirts with stretch lace and zippers
Turn faded, falling-apart jeans into a hot new denim skirt
Change a pullover into a cute cardigan
Make a thrift-store dress into a hipster skirt
Create an instant poncho
Cool, crafty, and brimming with creative ideas, Rip It! is a hands-on handbook that will show you how to give your clothes sass, sparkle, and your own signature style.
About this product: -- How would you spend an extra $4,000 a year for the next twenty-five years?
-- How much more secure would your retirement be with an extra $100,000 or more?
-- How much more time could you spend at your family dinner table if you could work an hour less each day?
-- What would you do in retirement if you could retire three years earlier?
Your 401(k) plan is probably one of your most important future sources of financial security. This book makes it easy for you to take the five steps needed to add more than $100,000 to your retirement nest egg without taking more risk or saving more money. This can allow you to improve your lifestyle, increase your benefits, identify the hidden costs and also improve your standing within your company by proactively helping your employer to take needed action.
About this product: When my parents packed my brother, sister and me into the family van and drove us to Missouri for Spring Break, we brought our entirely imagined city-hardness with us. The hard truth that we were about to learn was that, in fact, we weren't tough kids at all. Our life in the city had not prepared us for anything. Nothing could prepare us for this.
A Rip in Heaven is Jeanine Cummins's story of a night in April 1991, when her two cousins, Julie and Robin Kerry, and her brother, Tom, were assaulted on the Chain of Rocks Bridge that spans the Mississippi River just outside of St. Louis. When, after a harrowing ordeal, Tom managed to escape the attackers and flag down help, he thought the nightmare would soon be over. He couldn't have been more wrong. Tom, his sister Jeanine, and their entire family were just at the beginning of a horrific odyssey through the aftermath of a violent crime, a world of shocking betrayal, endless heartbreak, and utter disillusionment. It was a trial by fire from which no one would emerge unscathed.
This is one family's intimate, immediate, and unforgettable story of what victims can suffer long after they should be safe.
About this product: In this adaptation of Washington Irving s beloved story, acclaimed painter Thomas Locker takes one of America s favorite legends and weaves in the beauty of the rugged Catskill Mountains. Rip Van Winkle, a poor farmer, is out hunting one day when he comes upon a strange company of men playing ninepins. When Rip samples their brew, he falls into a deep sleep for 20 years, eventually awaking bearded and gray in a vastly changed world. This classic tale is enhanced with the unique artistry of Locker, who has made more than 20 trips to the Catskills to study and paint the magnificent landscape in which the story is set.
About this product: The adventures of Rip Squeak and his friends continue. It all happens one morning when Euripides the frog is reading his friends a tale of pirates and they discover a map which leads Rip the mouse, his little sister, Jesse and her doll, Bunny, Euripides the frog, and Abbey the cat in search of treasure. What they discover is that a "treasure" can have many meanings.
This first edition of this book was awarded an a Finalist Award for Children's Picture Books (7 and over) in 2003 by the Independent Publisher Book Awards (IPPY.)
About this product: This is the legendary enchantment of Rip Van Winkle in the Kaatskill Mountains; the gruesome end of Ichabod Crane, who met the headless horseman of Sleepy Hollow; the spectre bridegroom who turned out to be happily substantial; the pride of an English village and the come-uppance of the over-zealous Mountjoy - these witty, perceptive and captivating tales range from fantasy to romance.
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