About this product: Rich or poor, young or old, high school or college grad, this book, written by economist Laurence J. Kotlikoff and syndicated financial columnist Scott Burns, can change your life for the better! If you follow the advice in this book, it will raise your living standard (possibly by a lot), improve your lifestyle, and help you spend 'til the end. And it will completely transform your financial thinking, turning every bit of conventional financial wisdom on its head.
If this sounds like a revolution in financial planning, you got it. So do The New York Times, The Washington Post, The Wall Street Journal, USA Today, Time, Consumer Reports, and other top publications that have been featuring the authors' economics-based "consumption smoothing" approach to financial planning.
Spend 'Til the End substitutes economic wisdom for the "rules of dumb" that currently pass for financial advice. In the process it indicts the investment and financial-planning industry for giving most people saving and insurance targets that are much too high and then convincing them to invest in risky mutual funds and expensive insurance policies. The result is that most people are scrimping and saving during the years when they could be spending and enjoying their money -- and with no sure payoff.
Easy to read, this book is packed with practical and often shocking advice on whether to work, how to pick a career, which job to take, where to live, what sort of house to buy, how much to save, when to retire, which kind of retirement account to use, whether to have kids, whether to divorce, when to take Social Security, how fast to spend down your assets in retirement, and how to invest.
About this product: The best financial planner Michelle Singletary ever knew was Big Mama, her grandmother. Big Mama raised Michelle and her four brothers and sisters on a salary that never reached more than $13,000 a year. Yet at her death, Big Mama owned her own home, had paid off a car loan, and had a beautiful collection of Sunday-go-to-meeting church hats and a savings account that supplemented her Social Security check and small pension. Most important, she had taught Michelle “7 Money Mantras for a Richer Life.” Those mantras serve as the inspiration for this straight-talking book of practical personal financial advice that really works.
The 7 Money Mantras are:
1. If it’s on your ass, it’s not an asset! 2. Is this a need or is it a want? 3. Sweat the small stuff. 4. Cash is better than credit. 5. Keep it simple. 6. Priorities lead to prosperity. 7. Enough is enough.
Michelle Singletary is a syndicated columnist for The Washington Post whose popular personal finance column appears in more than 120 newspapers. She’s also a mother of three children who understands what it’s like to live on a budget. In a plainspoken, sassy, no-nonsense voice, Michelle provides answers to the financial issues that confront almost every household: how to teach children the value of money; how to address money issues in a relationship or marriage; household saving tips; getting the best loans; and much more. “This book is about saving enough money to have choices,” she writes. “It’s about feeling free to be cheap if you can’t afford to buy a ton of gifts at Christmas. It’s about eliminating wasteful spend-ing so you can begin to save and invest. It’s full of uncommon commonsense lessons and guidance on the way people should use their money.” With humor and down-home financial wisdom, Michelle Singletary offers practical and realistic advice that will help you live well with the money you have.
Michelle Singletary on . . .
Romance and Money “It’s okay to say: ‘Honey, I love you and everything, but if you need money, ask your mama.’”
Credit Cards “We are minimizing our financial potential by making minimum credit-card payments.”
Car Buying “If you want to save money, keep your car until you’re on a first-name basis with the local tow-truck drivers.”
Leasing a Car “You, too, can drive a car you can’t afford and then have to give it back. It’s crazy.”
Gift Giving “Generosity isn’t about how much you spend. It’s about how much thought you put into the gift.”
Penny Pinching “I once bought a stick-shift car because it was $1,000 cheaper than the automatic in the same model. There was just one little problem. I couldn’t drive a stick-shift. But at least I saved $1,000!”
About this product: Chariot racing, peplos weaving, cooking, and helmet making!
Anything can happen when you spend the day in ancient Greece!
It is over two thousand years ago in Athens, Greece, and you are invited to join a typical family as they celebrate the birthday of the goddess Athena. Take a trip with twelve-year-old Alexander to see the athletes competing in the pentathlon. Work along with ten-year-old Helen as she weaves a gift for Athena. Meet their father, Philip, as he tends to sick patients, and their mother, Penelope, as she prepares for the special evening feast.
Celebrate the history of ancient Greece with more than a dozen exciting activities! Write a letter using the Greek alphabet. Make a snake bracelet as a gift for a friend. Create masks to wear in your own play. Build a chariot that you can race on the sidewalks of your town! And at the end of your day, bring your own family together with Alexander, Helen, Philip, and Penelope to enjoy a feast under the stars!
Since rock’s beginnings, there have been groupies. These chosen few women who bed, but not often wed, the musicians of their dreams are almost as much a part of music history as the musicians themselves.
Pamela Des Barres, the world’s foremost supergroupie, here offers an all-access backstage pass to the world of rock stars and the women who love them. Having had her own affairs with legends such as Keith Moon and Jimmy Page--as documented in her bestselling memoir I’m with the Band--Pamela now turns the spotlight onto other women who have found their way into the hearts and bedrooms of some of the world’s greatest musicians. In Let’s Spend the Night Together, she tells, in their own words, the stories of these amazing women who went way beyond the one-night stand.
Here you’ll get to know 24 outrageous groupies, including
· Tura Satana, Miss Japan Beautiful, who taught Elvis how to dance and gave him lessons in lovemaking
· Cassandra Peterson, aka Elvira, Mistress of the Dark, who tangled with Tom Jones in Sin City
· Soulful Miss Mercy, who discovered that not only does the rest of the world listen to Al Green while making love--so does Al Green
· Cynthia Plaster Caster, who redefined art and made history when Jimi Hendrix plunged his member into her plaster mold
· The mysterious Miss B, who reveals Kurt Cobain’s penchant for lip gloss and pantyhose
About this product: Compulsive spending is a problem that affects millions. Gloria Arenson explores the psychology of overspending and debting. She shows that the typical shopaholic abuses money the same way that alcoholics abuse alcohol and overeaters binge on food.
This book provides a complete self-help program to stop spending sprees. Includes Meridian Therapy techniqes to eliminate the urge to spend in minutes.
About this product: Edited by Bjørn Lomborg, this abridged version of the highly acclaimed Global Crises, Global Solutions provides a serious yet accessible springboard for debate and discussion on the world's most serious problems, and what we can do to solve them. In a world fraught with problems and challenges, we need to gauge how to achieve the greatest good with our money. This unique book provides a rich set of dialogs examining ten of the most serious challenges facing the world today: climate change, the spread of communicable diseases, conflicts and arms proliferation, access to education, financial instability, governance and corruption, malnutrition and hunger, migration, sanitation and access to clean water, and subsidies and trade barriers. Each problem is introduced by a world-renowned expert who defines the scale of the issue and examines a range of policy options.
About this product: Royal jubilees, towering pyramids, face painting, and jewelry making? The sky’s the limit when you spend the day in ancient Egypt! Picture this: You get out of bed and, as you go to brush your teeth, you suddenly realize that you’ve traveled back in time over 4,500 years to ancient Egypt. The sun is shining, the Nile River is almost flooding, and everywhere you look, humongous pyramids are being erected. … You have a strong hunch that it’s going to be a truly amazing day. You’ll spend the day with a family in the land of Giza during the Fourth Dynasty and learn all about Egyptian culture with loads of exotic and fun-filled activities. Join ten-year-old Meryt as she practices playing the harp for the festival of Bastet, and make your own music with a string of menat rhythm beads. Be an apprentice scribe to the pyramid builders with Meryt’s twelve-year-old brother, lpy, as you learn to count with hieroglyphs. Join the family for a round of Senet, a traditional Egyptian board game, using a board and game pieces you’ve made yourself. Then, before your day in Egypt is through, make a delicious feast fit for a pharaoh! Ages 8 to 12 Collect the whole Spend the Day series! Spend the Day in Ancient Greece Spend the Day in Ancient Rome
About this product: I've had the privilege of knowing Dave Jones for nearly 7 years. His experience with ministries and churches is invaluable, and I don't know too many people that are in that position to offer insight, wisdom and guidance in this area.
Most books deal with growing a ministry on a organizational, leadership and/or spiritual level (which are extremely important), but never have I seen one broken down into practical step-by-step-- that will get you moving in the right direction and maximize all your available resources for exposure. Dave has dealt with ministries of all sizes, from church plants to nationals.
The book is a blueprint that is easy to follow and will help answer the question: What is my next step?
About this product: Rule #1: If at all possible, don't pretend to be something you're not. Specifically, don't play dead. Trust me on this one. I did it, so I should know.
Jo O'Connor has spent her whole life moving around. When it comes to new schools, there's not a trick in the book about starting over that Jo doesn't know. But life is about to teach her a new trick: how to disappear entirely.
Rule #2: Always expect the Spanish Inquisition, no matter what anyone else does.
They have to move again. Now. This very night. Jo knows better than to argue. Her dad is the key witness in a major case against a big-time bad guy. But Jo just can't resist one last visit to the school where she's been so happy. All she wants is to say good-bye. That can't cause any problems, can it?
Rule #3: Never assume you can predict the future.
Now Jo's one last visit has landed her smack in the middle of a ghost story. Specifically, her own. By the time it's over, she'll have a whole new set of rules about what's real, what's make-believe, and -- most of all -- what's important.
About this product: In All the Money in the World, Peter W. Bernstein and Annalyn Swan--in conjunction with Forbes magazine--take an unprecedented and fascinating look at the lives, culture, and financial habits of the unbelievably rich. Examine these excerpted "infographics" and discover for yourself that they really are different...
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