About this product: Don’t get mad, get even… Phil Town’s first book, the #1 New York Times bestseller Rule #1, was a guide to stock trading for people who believe they lack the knowledge to trade. But because many people aren’t ready to go from mutual funds directly into trading without understanding investing—for the long term – he created Payback Time.
Too often, people see long-term investing as “mutual fund contributing” – otherwise known as “long-term hoping.” But the sad truth is that mutual fund investors are, to a stunning degree, pinning their hopes on an institution that is hopeless. It turns out that only 4% of fund managers consistently beat the S&P 500 index over the long term, which means that 96% of fund investors see a smaller return on their nest egg than a chimpanzee who simply buys stocks in the 500 biggest companies in America and watches what happens.
But it’s worse than that. The net effect of hitching your wagon to mutual funds is that over a lifetime they’ll fritter away as much 60% of your nest egg in fees. Once you understand how funds engineer this, you’ll rush to invest on your own.
Payback Time’s risk-free approach is called “stockpiling” and it’s how billionaires get rich in bad markets. It’s a set of rules for investing (not trading but investing) in the right businesses at the right time -- rules that will ensure you make the big money.
About this product: A dazzling novel in the most untraditional fashion, this is the remarkable story of Henry DeTamble, a dashing, adventuresome librarian who travels involuntarily through time, and Clare Abshire, an artist whose life takes a natural sequential course. Henry and Clare's passionate love affair endures across a sea of time and captures the two lovers in an impossibly romantic trap, and it is Audrey Niffenegger's cinematic storytelling that makes the novel's unconventional chronology so vibrantly triumphant.
An enchanting debut and a spellbinding tale of fate and belief in the bonds of love, The Time Traveler's Wife is destined to captivate readers for years to come.
Throughout history, rich and poor countries alike have been lending, borrowing, crashing--and recovering--their way through an extraordinary range of financial crises. Each time, the experts have chimed, "this time is different"--claiming that the old rules of valuation no longer apply and that the new situation bears little similarity to past disasters. This book proves that premise wrong. Covering sixty-six countries across five continents, This Time Is Different presents a comprehensive look at the varieties of financial crises, and guides us through eight astonishing centuries of government defaults, banking panics, and inflationary spikes--from medieval currency debasements to today's subprime catastrophe. Carmen Reinhart and Kenneth Rogoff, leading economists whose work has been influential in the policy debate concerning the current financial crisis, provocatively argue that financial combustions are universal rites of passage for emerging and established market nations. The authors draw important lessons from history to show us how much--or how little--we have learned.
Using clear, sharp analysis and comprehensive data, Reinhart and Rogoff document that financial fallouts occur in clusters and strike with surprisingly consistent frequency, duration, and ferocity. They examine the patterns of currency crashes, high and hyperinflation, and government defaults on international and domestic debts--as well as the cycles in housing and equity prices, capital flows, unemployment, and government revenues around these crises. While countries do weather their financial storms, Reinhart and Rogoff prove that short memories make it all too easy for crises to recur.
An important book that will affect policy discussions for a long time to come, This Time Is Different exposes centuries of financial missteps.
It was a dark and stormy night; Meg Murry, her small brother Charles Wallace, and her mother had come down to the kitchen for a midnight snack when they were upset by the arrival of a most disturbing stranger.
"Wild nights are my glory," the unearthly stranger told them. "I just got caught in a downdraft and blown off course. Let me sit down for a moment, and then I'll be on my way. Speaking of ways, by the way, there is such a thing as a tesseract."
A tesseract (in case the reader doesn't know) is a wrinkle in time. To tell more would rob the reader of the enjoyment of Miss L'Engle's unusual book. A Wrinkle in Time, winner of the Newbery Medal in 1963, is the story of the adventures in space and time of Meg, Charles Wallace, and Calvin O'Keefe (athlete, student, and one of the most popular boys in high school). They are in search of Meg's father, a scientist who disappeared while engaged in secret work for the government on the tesseract problem.
About this product: A 20-Year Race Through Time... In the near future, one man holds the key to our past. Chester Fuze lived a solitary life until he flung himself twenty years back in time. For years, he had loved movie star Rhonda Romero through television screens, movie theaters, and magazine covers. It wasn't until she had fallen so far as to sell her face for a cosmetic transplant that he knew he had to travel back and save her before her life headed down such a tragic and destructive path. Lunging backward through two decades in a flash, Chester races across country and enters the world of seedy gambling and the bizarre jungle of behind-the-scenes Hollywood, while being hunted down by a deranged bookie, an escaped convict, and even his past self, all of whom are determined to kill him. He had put aside the secret to time travel, daring not risk the world to test his theory. It had placed him in a straight jacket for several years of his life. It had estranged his own mother from him. He had let it go for his own sanity. Now, he'll pick it back up to save Rhonda. God help us all.
About this product: Mark Haddon's bitterly funny debut novel, The Curious Incident of the Dog in the Night-Time, is a murder mystery of sorts--one told by an autistic version of Adrian Mole. Fifteen-year-old Christopher John Francis Boone is mathematically gifted and socially hopeless, raised in a working-class home by parents who can barely cope with their child's quirks. He takes everything that he sees (or is told) at face value, and is unable to sort out the strange behavior of his elders and peers.
Late one night, Christopher comes across his neighbor's poodle, Wellington, impaled on a garden fork. Wellington's owner finds him cradling her dead dog in his arms, and has him arrested. After spending a night in jail, Christopher resolves--against the objection of his father and neighbors--to discover just who has murdered Wellington. He is encouraged by Siobhan, a social worker at his school, to write a book about his investigations, and the result--quirkily illustrated, with each chapter given its own prime number--is The Curious Incident of the Dog in the Night-Time.
Haddon's novel is a startling performance. This is the sort of book that could turn condescending, or exploitative, or overly sentimental, or grossly tasteless very easily, but Haddon navigates those dangers with a sureness of touch that is extremely rare among first-time novelists. The Curious Incident of the Dog in the Night-Time is original, clever, and genuinely moving: this one is a must-read. --Jack Illingworth, Amazon.ca
The dust storms that terrorized the High Plains in the darkest years of the Depression were like nothing ever seen before or since. Timothy Egan’s critically acclaimed account rescues this iconic chapter of American history from the shadows in a tour de force of historical reportage. Following a dozen families and their communities through the rise and fall of the region, Egan tells of their desperate attempts to carry on through blinding black dust blizzards, crop failure, and the death of loved ones. Brilliantly capturing the terrifying drama of catastrophe, Egan does equal justice to the human characters who become his heroes, “the stoic, long-suffering men and women whose lives he opens up with urgency and respect” (New York Times).
In an era that promises ever-greater natural disasters, The Worst Hard Time is “arguably the best nonfiction book yet” (Austin Statesman Journal) on the greatest environmental disaster ever to be visited upon our land and a powerful cautionary tale about the dangers of trifling with nature.
About this product: Get your hopes up. Raise your expectations. Your best days are in front of you.
In challenging times, it may be hard to see better days ahead. You may feel as though your struggles will never end, that things won't ever turn around for you.
This is exactly the moment to put your faith into action and expect God's blessings.
It's your time to declare your faith, to look for God's favor, and to give control of your life to Him so that you can find fulfillment in His plans for you!
It's Your Time to believe.
It's not easy to always be optimistic. Life can be difficult, and in hard economic times it's not just your finances that suffer. Your relationships can be strained. Your health can be stressed. Bad habits can return and negative thoughts can take over.
When one part of your life after another takes a bad turn, you can feel like there is no end in sight, no way out. The truth is, maybe you don't have an answer. But God does! Maybe you don't have the strength. But God does!
It's Your Time for favor.
In It's Your Time, bestselling author Joel Osteen, pastor of the nation's largest church, offers the inspirational truth that no matter where you stand in life, you are never alone. He reminds you also that the bigger your burden, the greater your blessings to come.
You may have neglected God, but He has not abandoned you. He has already released good things into your future. As long as you're breathing, you can still reclaim His favor by renewing your faith and accepting His plans for you.
It's Your Time for restoration.
In these pages, Joel offers assurances that God does not want you to merely survive challenging times, He wants you to thrive. When you give your life over to Him, God will send opportunities your way so that you can soar to new heights of fulfillment.
History has shown that the most difficult times can serve as catalysts for creativity, innovation, and accomplishment. If you hold on to your faith, ask for God's favor, and don't give in to depression or discouragement, you will emerge not bitter but better, not a victim but a victor.
It's Your Time to trust.
God already is working in your life to arrange the right people, the right skills, and the right opportunities to give you the tools you need to fulfill and exceed your dreams.
Drawing from Joel's experiences and those of people around the world, It's Your Time offers messages of faith, hope, and strength to help you rise above any circumstance so that you can fulfill God's best plan for your life.
It's Your Time to stretch.
Joel has filled this book with bold new prayers, inspiring stories, and practical tools for moving forward in faith. You will find inspiration from others who have overcome adversity and achieved their dreams. You will find proven methods for not just picking up the pieces but for building a new life better than you'd imagined.
The hopeful messages and warm encouragements in this book will push you to expand your horizons beyond what you thought you were capable of doing so that you might go even farther than you'd ever dreamed of going.
About this product: In this latest installment in the endlessly entertaining series, Precious Ramotswe faces problems both personal and professional.
The first is the potential demise of an old friend, her tiny white van. Recently, it has developed a rather troubling knock, but she dare not consult the estimable Mr. J.L.B. Matekoni for fear he may condemn the vehicle. Meanwhile, her talented assistant Mma Makutsi is plagued by the reappearance of her nemesis, Violet Sephotho, who has taken a job at the Double Comfort Furniture store whose proprietor is none other than Phuti Radiphuti, Mma Makutsi’s fiancé. Finally, the No. 1 Ladies’ Detective Agency has been hired to explain the unexpected losing streak of a local football club, the Kalahari Swoopers. But with Mma Ramotswe on the case, it seems certain that everything will be resolved satisfactorily.
About this product: Sherman Alexie tells the story of Junior, a budding cartoonist growing up on the Spokane Indian Reservation. Determined to take his future into his own hands, Junior leaves his troubled school on the rez to attend an all-white farm town high school where the only other Indian is the school mascot. Heartbreaking, funny, and beautifully written, The Absolutely True Diary of a Part-Time Indian, which is based on the author's own experiences, coupled with poignant drawings that reflect the character's art, chronicles the contemporary adolescence of one Native American boy as he attempts to break away from the life he thought he was destined to live.
The Absolutely True Diary of a Part-Time Indian, Alexie's YA debut, released in hardcover to instant success, recieving seven starred reviews, hitting numerous bestseller lists, and winning the 2007 National Book Award for Young People's Literature.