About this product: In these times of massive credit card debt and stagnating incomes, filing for bankruptcy has become the only relief for thousands of people. The information in How to File for Bankruptcy is so complete that a person can file virtually on his own, without needing to hire a lawyer. By no means does the book encourage filing for bankruptcy, but it will help anyone in serious financial trouble determine if bankruptcy might be a sensible course to take, and examines what kind is appropriate for different individuals. All of the necessary forms are included, complete with explicit directions. Like all Nolo Press titles, this is a straightforward, no-nonsense book of useful advice and specific guidance, written in clear, easy-to-understand language.
About this product: Reduce your debts, save your property -- and start over!
Are you behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? This book will show you how to save your house, car and other assets with Chapter 13 Bankruptcy. It lets you cancel your debts and pay off the rest with an affordable repayment plan.
And now you can avoid attorney fees and do it yourself -- let Chapter 13 Bankruptcyyou how to:
determine if you qualify for Chapter 13
stop a house foreclosure
estimate monthly payments
devise an acceptable repayment plan
complete and file forms
make up missed mortgage payments
pay off other debts
represent yourself before a bankruptcy judge or trustee
The 9th edition is completely rewritten to reflect the recent (and massive) changes to federal bankruptcy law, as well as the latest bankruptcy exemption laws of your state. It also includes the most current legal documents and instructions on filling them out.
Whether you work with a lawyer or file on your own, you'll find everything you need to take charge of your debts in Chapter 13 Bankruptcy.
Please note: This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 7 Bankruptcy, see Nolo's How to File for Chapter 7 Bankruptcy.
State and Federal Exemption Charts Doubling Residency Requirements for Claiming State Exemptions Exemptions for Retirement Accounts Individual State and Federal Charts
Tear-Out Forms Voluntary Petition Exhibit C to Voluntary Petition Exhibit D to Voluntary Petition Schedule A -- Real Property Schedule B -- Personal Property Schedule C -- Property Claimed as Exempt Schedule D -- Creditors Holding Secured Claims Schedule E -- Creditors Holding Unsecured Priority Claims Schedule F -- Creditors Holding Unsecured Nonpriority Claims Schedule G -- Executory Contracts and Unexpired Leases Schedule H -- Codebtors Schedule I -- Current Income of Individual Debtor(s) Schedule J -- Current Expenditures of Individual Debtor(s) Declaration Concerning Debtor's Schedules Summary of Schedules and Statistical Summary of Certain Liabilities and Related Data Form 3A -- Application and Order to Pay Filing Fee in Installments Form 7 -- Statement of Financial Affairs Form 10 -- Proof of Claim Form 20A -- Notice of Motion or Objection Form 21 -- Statement of Social Security Number(s) Form 22A -- Statement of Current Monthly Income and Means-Test Calculation Form 22C -- ChaStatement of Current Monthly Income and Calculation of Commitment Period and Disposable Income Form 23 -- Debtor's Certification of Completion of Postpetition Instructional Course Concerning Personal Financial Management Form 201 -- Notice to Individual Consumer Debtor Under § 342(b) of the Bankruptcy Code Amendment Cover Sheet Daily Expenses Notice of Plan Amendment and Confirmation Hearing Date Proof of Service by Mail Chapter 13 Repayment Plan
About this product: Considering bankruptcy? Get the facts and find out how bankruptcy could work for you.
Bankruptcy laws have changed, and figuring out how to use them effectively is harder than ever. For plain-English guidance you can trust, turn to The New Bankruptcy.
Get the clear-cut answers, information and strategies you need to figure out whether bankruptcy is the right solution for your debt problems. Find out:
if you qualify for Chapter 7 bankruptcy
how Chapter 13 repayment plans work
which debts are wiped out
how bankruptcy affects homeowners
if you can keep cars and other property
how bankruptcy affects credit
alternative ways to handle debt problems
The 3nd edition is completely updated to reflect the latest rulings on the new bankruptcy laws, additional information on foreclosures and an all-new appendix containing essential sample forms. It also provides worksheets to help you determine whether you can file for bankruptcy, and includes fully up-to-date exemption charts, helpful checklists and easy-to-use legal charts for all 50 states. (20080203)
About this product: This comprehensive guide covers bankruptcy issues and laws. Written by experts in the field, the text discusses judicial debt collection, creditors with special rights, debtors' state law remedies, commencement, conversion, and dismissal of a bankruptcy case, automatic stay of collection, creditors’ and debtors’ rights, exemptions, collection, and pre- and post-bankruptcy transfers. Also discusses the effect on secured and unsecured claims, leases and executory contracts, and allocation of judicial power over bankruptcy matters.
About this product: Utilizing a user-friendly and interactive approach, THE GLANNON GUIDE TO BANKRUPTCY: Learning Bankruptcy Through Multiple-Choice Questions and Analysis offers students a concise, clear, and fair method of exam review. By integrating multiple-choice questions into a full-fledged review of bankruptcy topics, the book challenges students and reinforces their understanding and application of what they have learned.<p class=copymedium> Valuable features make it equally useful to all students ¿ regardless of whether they will be tested with multiple-choice questions on their exams:<p class=copymedium> <li class=copymedium>lead-up discussion of law in the text prepares students to learn effectively from subsequent questions <li class=copymedium>clear explanations of correct and incorrect answers help to clarify nuances in the law <li class=copymedium>multiple-choice questions are sophisticated but fair, neither too difficult nor unrealistically straightforward <li class=copymedium>the ¿Closer,¿ a more challenging final question in each chapter, illustrates a more sophisticated problem in the area under discussion <li class=copymedium>¿Closing Closer¿ questions in the last chapter provide practice and helpful review of concepts in earlier chapters <li class=copymedium>useful exam-taking pointers interspersed, where applicable, within the surrounding text</ul>
About this product: To keep pace with the recent major changes in bankruptcy law, noted author Brian Blum presents a completely revised edition of his popular study guide, "Bankruptcy and Debtor/Creditor: Examples & Explanations." This comprehensive text is well known for its effectiveness in helping students understand the many rules, principles, and policies of the area.
About this product: This publication contains the U.S. Code sections and federal court rules essential to bankruptcy law practice. Contents include:
Title 11, U.S. Code (the Bankruptcy Code) Bankruptcy related provisions in Title 18 (Crimes & Criminal Procedure) Bankruptcy related provisions in Title 26 (Internal Revenue Code) Bankruptcy related provisions in Title 28 (Judiciary & Judicial Procedure) Federal Rules of Bankruptcy Procedure Adopted Federal Rules of Civil Procedure Bankruptcy Update (summarizing recent changes to the U.S. Bankruptcy Code and Federal Rules of Bankruptcy Procedure) Table showing automatic adjustments to dollar amounts in the provisions specified in 11 USC section 104.
As amended through Dec. 1, 2009. Includes the Dec. 1, 2009 amendments to the Federal Rules of Bankruptcy Procedure including the new Time Computation amendments for most procedural deadlines. Handy paperback size. Newly expanded index. Cross-references between the Bankruptcy Code and Rules. Cross references from statutory citation to U.S. Code sections. Published in January of each year just weeks after new rule changes take effect.
NOTE: effective Dec. 1, 2009, the new Time Computation Amendments changed important procedural deadlines in Bankruptcy Rules 9006, 1007, 1011, 1019, 1020, 2002, 2003, 2006, 2007, 2007.2, 2008, 2015, 2015.1, 2015.2, 2015.3, 2016, 3001, 3015, 3017, 3019, 3020, 4001, 4002, 4004, 6003, 6004, 6006, 6007, 7004, 7012, 8001, 8002, 8003, 8006, 8009, 8015, 8017, 9006, 9027, and 9033. This publication covers all of these changes.
About this product: With tips on understanding -- and surviving -- the new bankruptcy laws
If you're considering bankruptcy, you need straightforward answers and reliable advice. This handy guide covers it all -- so you can get your finances in line and your life back on track. This updated new edition covers everything you need to know about the new bankruptcy law and includes even better resources. Don't get desperate -- get out of debt instead!
Discover how to * Weigh the consequences of bankruptcy * Manage your spending * Find professional help you can trust * Decide on the right type of bankruptcy * Pass the means test * Keep more of your stuff
About this product: Surrounded by a host of political and social problems, America stands at the crossroads of a devastating economic crisis - the size and scope of which demands immediate action, while instability and debt loom over the future.
America is the greatest debtor nation in history. The value of the dollar is at tremendous risk. Inflation is about to become a huge reality.
Crippled by personal debt, local and state governments facing revenue losses, and the federal government struggling to bail out segments of the economy, many Americans are suddenly afraid and uncertain of what the future may bring. Many worry if the United States can even recover from this crisis. Will you and your family financially survive and even thrive during this turbulent time?
Bankruptcy of Our Nation gives you vital insight, historical and future perspective, revealing how America got into this mess, and how you can make informed decisions to weather this economic crisis. Don't rely on the government to secure your future - empower yourself with sound economic strategies, solutions, and godly principles today!
About this product: A comprehensive look at the enormous growth and evolution of distressed debt, corporate bankruptcy, and credit risk default
This Third Edition of the most authoritative finance book on the topic updates and expands its discussion of corporate distress and bankruptcy, as well as the related markets dealing with high-yield and distressed debt, and offers state-of-the-art analysis and research on the costs of bankruptcy, credit default prediction, the post-emergence period performance of bankrupt firms, and more.
Edward I. Altman (New York, NY) is the Max L. Heine Professor of Finance at the Stern School of Business, New York University. He received his MBA and PhD in finance from the University of California, Los Angeles. Edith Hotchkiss (Chester Hill, MA) is Associate Professor of Finance at Boston College. She received her PhD from the Stern School of Business and her BA from Dartmouth College.