About this product: A lawyer and award-winning journalist offers a plain-English guide to a stressful topic, with examples from the estate plans of Paul Newman, Jacqueline Kennedy Onassis, Michael Jackson and others. Set in the context of the current economy and tax law, the book is full of essential information about: protecting a spouse or partner, providing for young or disabled children, preserving retirement benefits, paying for education and health care, transferring a family business and designing a charitable legacy. To-Do Lists after each chapter leave no excuses for procrastinators.
KEEPING CURRENT The material in this book will be continually updated to reflect legal developments that might affect your estate plan. As changes occur, the pertinent sections of this book will be revised and available at the book Web site. You can register at the site to receive e-mail notifications of these changes.
An annotated Table of Contents, phrased in terms of personal or financial goals, doubles as a checklist: 1 Nothing Lasts Forever: Read this chapter even if you are hearty and clear-headed. 2 Who Gets What and How Much Is Enough? Read this chapter if you want to provide for specific people, charities or pets in your estate plan. 3 Beware the Tax Bite: Read this chapter if you have more than $3.5 million of assets or might some day. 4 Protect Your Spouse or Partner: Read this chapter if you are involved in any committed relationship. 5 What if? Provide for Young or Disabled Children: Read this chapter so you can anticipate their needs and make sure they will be nurtured. 6 Trusts - Not Just for the Wealthy: Read this chapter even if you think you don t need this very useful tool. 7 Preserve Retirement Accounts: Read this chapter if you have a retirement account, such as an IRA or a 401(k). 8 Be Smart About Life Insurance: Read this chapter whether or not you have life insurance. 9 Pay for Health Care and Education: Read this chapter if anyone you love could use help with these expenses, now or in the future. 10 Home Base - Factoring In Real Estate: Read this chapter if you own your primary residence or vacation home or might move to a different state. 11 Hidden Traps When Crossing Borders: Read this chapter if you or a family member is a citizen of another country, lives abroad or has foreign investments. 12 The Family Business - a Legacy or a Headache? Read this chapter if you have your own business or a share in a family-held enterprise. 13 Subsidize Friends or Family: Read this chapter if you would like to offer financial help to adult children, grandchildren, parents, siblings or others. 14 What You Can Do for Grandchildren: Read this chapter if you would like to provide a financial cushion for your descendants in the years ahead. 15 Give Now, Save Tax Later: Read this chapter if saving taxes is a high priority. 16 Make Lifetime Gifts Go Further: Read this chapter if you have the resources to transfer large sums of money while you are alive. 17 Your Charitable Legacy: Read this chapter if there are causes you care deeply about and would like to benefit now or later. 18 Roadblocks to Creditors: Read this chapter if you worry about being sued. 19 From Planning to Action: Read this chapter even if you already have lawyers and financial advisers whom you trust.
FROM THE INTRODUCTION: If the thought of doing an estate plan gives you goosebumps, you are not alone. But if you do not address thi
About this product: Anyone who wants to turn their real estate practice into a highly successful business must understand the fundamental models that drive the best real estate agents in the industry. In The Millionaire Real Estate Agent these models are revealed and explained. This book represents the culmination of decades of real estate experience, research, and consulting, with case studies from some of the top millionaire agents in the U.S.
In this revolutionary handbook youll learn:
* Three key concepts that drive mega-agent production. * Essential economic, budgetary, organizational, and lead generation models that are the foundations of any high-achievers business. * The distinguishing characteristic of Millionaire Real Estate Agents--the way they think! * How you can get on the real estate career path to Earn a Million, Net a Million, and then Receive a Million dollars in annual income.
The Millionaire Real Estate Agent is not about quick fixes. It is about the innovative application of proven business techniques to the real estate industry. Isnt it about time you put your career on the path to becoming a Millionaire Real Estate Agent?
About this product: Seven days. Seven keys. Seven virtues. Seven sins.
In this thrilling conclusion to Garth Nix's Keys to the Kingdom series, Arthur Penhaligon must complete his quest to save the Kingdom he is heir to...and Arthur's world.
About this product: Maybe you are a recent convert, or perhaps you've attended Mass your whole life, but there are still things that puzzle you, like: when you should genuflect and when you should bow; what the different books used at Mass are and what they contain; the meaning of words like "Amen," "Alleluia," or "Hosanna"; what to do during the sign of peace.
You aren't alone.
The How-to Book of the Mass not only provides the who, what, where, when, and why of the most time-honored traditions of the Catholic Church, but also the how. All in an easy-to-read, easy-to-understand format.
In this complete guide to the celebration of the Eucharist you get:
Step-by-step guidelines to walk you through the Mass
Biblical background of the prayers of the Mass
Insights from the Tradition and teaching of the Church
Practical aid to overcoming distractions
Concrete ways to grow in your relationship with Jesus Christ at every Mass
About this product: The first and last economic depression that you will experience in your lifetime is just ahead. The year 2009 will be the beginning of the next long-term winter season and the initial end of prosperity in almost every market, ushering in a downturn like most of us have not experienced before. Are you aware that we have seen long-term peaks in our stock market and economy very close to every 40 years due to generational spending trends: as in 1929, 1968, and next around 2009? Are you aware that oil and commodity prices have peaked nearly every 30 years, as in 1920, 1951, 1980 -- and next likely around late 2009 to mid-2010? The three massive bubbles that have been booming for the last few decades -- stocks, real estate, and commodities -- have all reached their peak and are deflating simultaneously.
Bestselling author and renowned economic forecaster Harry S. Dent, Jr., has observed these trends for decades. As he first demonstrated in his bestselling The Great Boom Ahead, he has developed analytical techniques that allow him to predict the impact they will have. The Great Depression Ahead explains "The Perfect Storm" as peak oil prices collide with peaking generational spending trends by 2010, leading to a more severe downtrend for the global economy and individual investors alike.
He predicts the following:
• The economy appears to recover from the subprime crisis and minor recession by mid-2009 -- "the calm before the real storm."
• Stock prices start to crash again between mid- and late 2009 into late 2010, and likely finally bottom around mid-2012 -- between Dow 3,800 and 7,200.
• The economy enters a deeper depression between mid-2010 and early 2011, likely extending off and on into late 2012 or mid-2013.
• Asian markets may bottom by late 2010, along with health care, and be the first great buy opportunities in stocks.
• Gold and precious metals will appear to be a hedge at first, but will ultimately collapse as well after mid- to late 2010.
• A first major stock rally, likely between mid-2012 and mid-2017, will be followed by a final setdback around late 2019/early 2020.
• The next broad-based global bull market will be from 2020-2023 into 2035-2036.
Conventional investment wisdom will no longer apply, and investors on every level -- from billion-dollar firms to the individual trader -- must drastically reevaluate their policies in order to survive. But despite the dire news and dark predictions, there are real opportunities to come from the greatest fire sale on financial assets since the early 1930s. Dent outlines the critical issues that will face our government and other major institutions, offering long- and short-term tactics for weathering the storm. He offers recommendations that will allow families, businesses, investors, and individuals to manage their assets correctly and come out on top. With the right knowledge and preparation, you can take advantage of new wealth opportunities rather than get caught in a downward spiral. Your life is about to change for reasons outside of your control. You can't change the direction of the winds, but you can reset your sails!
About this product: Indiana, 1818. Moonlight falls through the dense woods that surround a one-room cabin, where a nine-year-old Abraham Lincoln kneels at his suffering mother's bedside. She's been stricken with something the old-timers call "Milk Sickness."
"My baby boy..." she whispers before dying.
Only later will the grieving Abe learn that his mother's fatal affliction was actually the work of a vampire.
When the truth becomes known to young Lincoln, he writes in his journal, "henceforth my life shall be one of rigorous study and devotion. I shall become a master of mind and body. And this mastery shall have but one purpose..." Gifted with his legendary height, strength, and skill with an ax, Abe sets out on a path of vengeance that will lead him all the way to the White House.
While Abraham Lincoln is widely lauded for saving a Union and freeing millions of slaves, his valiant fight against the forces of the undead has remained in the shadows for hundreds of years. That is, until Seth Grahame-Smith stumbled upon The Secret Journal of Abraham Lincoln, and became the first living person to lay eyes on it in more than 140 years.
Using the journal as his guide and writing in the grand biographical style of Doris Kearns Goodwin and David McCullough, Seth has reconstructed the true life story of our greatest president for the first time-all while revealing the hidden history behind the Civil War and uncovering the role vampires played in the birth, growth, and near-death of our nation.
About this product: From the #1 New York Times bestselling master of suspense comes a fast-paced, emotion-packed novel about guilt, grief, and our capacity to forgive
17-year-old Haley McWaid is a good girl, the pride of her suburban New Jersey family, captain of the lacrosse team, headed off to college next year with all the hopes and dreams her doting parents can pin on her. Which is why, when her mother wakes one morning to find that Haley never came home the night before, and three months quickly pass without word from the girl, the community assumes the worst.
Wendy Tynes is a reporter on a mission, to identify and bring down sexual predators via elaborate—and nationally televised—sting operations. Working with local police on her news program Caught in the Act, Wendy and her team have publicly shamed dozens of men by the time she encounters her latest target. Dan Mercer is a social worker known as a friend to troubled teens, but his story soon becomes more complicated than Wendy could have imagined.
In a novel that challenges as much as it thrills, filled with the astonishing tension and unseen suburban machinations that have become Coben’s trademark, Caught tells the story of a missing girl, the community stunned by her loss, the predator who may have taken her, and the reporter who suddenly realizes she can’t trust her own instincts about this story—or the motives of the people around her.
Praise for Long Lost:
"Coben is one of the best authors around at writing page-turning suspense, as Long Lost makes clear." -Chicago Sun-Times
"Roller-coaster plot and savvy dialogue...All the ingredients of a good old- fashioned thriller: murder, action and wit." -New York Daily News
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