About this product: This timeless Dr. Seuss classic was first published in 1960, and has been delighting readers ever since. Sam-I-am is as persistent as a telemarketer, changing as many variables as possible in the hopes of convincing the nameless skeptic that green eggs and ham are a delicacy to be savored. He tries every manner of presentation with this "nouveau cuisine"--in a house, with a mouse, in a box, with a fox, with a goat, on a boat--to no avail. Then finally, finally the doubter caves under the tremendous pressure exerted by the tireless Sam-I-am. And guess what? Well, you probably know what happens, but even after reading Green Eggs and Ham the thousandth time, the climactic realization that green eggs and ham are "so good, so good, you see" is still a rush. As usual, kids will love Dr. Seuss's wacky rhymes and whimsical illustrations--and this time, they might even be so moved as to finally take a taste of their broccoli. (Ages 4 to 8)
About this product: Your kids can join over 100,000 happy children who say, "I read the whole book!" Bob Books were created specially for the youngest readers. Through the use of decodable text, they allow children a sense of accomplishment, not only in being able to read, but also in being able to finish an entire book. Written by Master Teacher B.L. Maslen, Bob Books are carefully graduated and introduce phonemic elements such as consonants, vowels, and blends in natural progression. Bob Books are the perfect way to bring kids, books, and adults together. All books have colorful covers and simple, amusing illustrations that will delight children and help instill a love of reading.
About this product: Jamie Lee Curtis has starred in many movies, but she says that the children's books she has written mean more to her than any of her films. She and artist Laura Cornell have previously collaborated on two bestselling books: Tell Me Again About the Night I Was Born and When I Was Little: A Four-Year-Old's Memoir of Her Youth. This time, we follow a little girl with curly red hair through 13 different moods, beginning with silly: "Today I feel silly. / Mom says it's the heat. I put rouge on the cat / and gloves on my feet." Of course, silly soon turns to grumpy and mean... to excited... to confused, and so on. Recognizing one's own mood swings is a developmental milestone, one that some adults haven't yet mastered! Cornell's watercolor illustrations--wildly expressive and energetic--effectively capture the volatility of our redheaded star. Whether she is happy or mad or dancing a solo in jazz, she is always "full of pizzazz," and this book is, too. A clever mood wheel on the last page allows young readers to change the little girl's expression--both her eyes and mouth. This is silly fun with a smart lesson for children from ages 4 to 8. --Marcie Bovetz
About this product: When Jonas turns 12, he is singled out to receive special training from The Giver--who alone holds memories of pain and pleasure in life. Now there can be no turning back from the truth. Paperback.
About this product: Annuities have become one of the most popular ways to save for retirement and also one of the most misunderstood, overhyped, and dangerous investment vehicles available today. Some annuities are worth the money...but too many are flawed, overpriced, and packed with hidden fees that make them absolutely horrible investments. In The Truth About Buying Annuities, consumer finance expert Steven Weisman helps you make smart decisions about annuities and avoid the lies, misrepresentations, and ripoffs that await uninformed investors. From start to finish, Weisman delivers quick, bite-size, just-the-facts information and plain-English explanations you can actually use. You'll learn all you need to know about immediate, deferred, and variable annuities; actively-managed vs. indexed annuities; inflation-protected and tax-sheltered annuities; and more. Weisman explains the impact of annuities on taxes, Medicare, Medicaid, long-term care, and your other retirement plans.He presents crucial, hard-to-find information about death benefits, joint and survivor annuities, alternatives to annuities, assessing annuity risk, avoiding scams, and even how to escape from a bad annuity you've already purchased. Unlike some books on annuities, this one's simple to read, simple to use, up-to-date, and complete: it's the only annuity guide you need!
About this product: Why look into annuities? If you’re a Baby Boomer with little or no pension and most of your money in low-interest savings accounts, an annuity may be the key to a secure and comfortable retirement. How can you find out whether an annuity is right for you? Read Annuities For Dummies, 3rd Edition.
This completely revised and updated, plain-English guide is packed with the latest information on choosing the best annuity for your retirement needs. You’ll find out exactly what annuities are, whether they’re the right financial vehicle for you, and which of the many annuity options might have your name on it. You’ll learn the ins and outs of using annuities to fund your retirement years, figure out whether to stress investments with insurance or insurance with investments, and find out how the right combination of annuities can help you squeeze more income out of your savings that any other financial tool. Discover how to:
Identify the main types of annuities
Weigh the pros and cons of annuities for yourself
Minimize the complexity and cost of your annuity investment
Figure out how much money to commit
Avoid common annuity pitfalls
Create an income you can’t outlive
The time to start securing your financial future is now. Annuities For Dummies, 3rd Edition, gives you knowledge, insider tips, and expert advice you need to make your money do its best for you.
"For anyone who needs to understand different types of life insurance, as well as considerations for purchasing and managing policies, this book should be on your nearby reference shelf. If you’ve frequently found yourself fumbling around with terminology, such as the differences between variable, universal, and variable universal life (VUL) policies, you’ll finally see some light through the haze." - MorningstarAdvisor.com
Life insurance doesn't have to be complex or intimidating. Ben Baldwin's completely revised and updated guidebook makes it clear and logical, discussing how to analyze insurance products based on their investment merits and best overall financial returns. This clear, authoritative resource for consumer insurance information covers the pros and cons of Internet purchases, techniques to use capital within a policy, the fixed premium feature, insurance for different stages of life, and the new emergence of "immediate annuities."
About this product: Few individuals have done more to educate the American public about financial scams than Jay Adkisson. As the creator of Quatloos.com, Jay has helped many thousands of people worldwide avoid being scammed out of many millions of dollars to various investment schemes. The U.S. Senate Finance Committee has twice called Jay as an expert witness on abusive tax schemes. As one of the authors of Asset Protection: Concepts and Strategies (McGraw-Hill 2004), Jay has similarly helped thousands of people avoid dubious asset protection schemes.
In his latest book, Equity-Indexed Annuities: The Smart Consumers Guide, Jay gives a balanced and objective overview of this advanced form of fixed annuity to better educate consumers of the advantages, disadvantages, and the numerous product options that are available when considering the purchase of this popular retirement vehicle. This short guide covers all the most important issues that consumers should address before purchasing an equity-indexed annuity, including:
How the minimum interest rate is paid, how the maximum return is linked to the stock index, and how participation rates and caps may limit returns.
How surrender charges may limit withdrawal rights for a period of years after the annuity is purchased, and why the annuity should not be purchased if the consumer will need the cash during this period.
How the annuity payments may be made, and what can happen upon the death of the annuitant.
How annuities benefit from tax-deferral, how taxes are paid upon withdrawal or when annuity payments are made, and tax considerations upon the death of the annuitant.
How the annuity and annuity payments may be protected from creditors in some states, and how in other states they may be protected by proper planning done in advance of claims. This guide should also give consumers the ability to intelligently answer the most fundamental question: Is an equity-indexed annuity right for me?
One of the most popular retirement investment options, annuities are also among the most difficult to comprehend. This handy volume provides an in-depth, easy-to-understand look at these complex instruments, revealing exactly what they are, how they work, and what advantages they have over other investment vehicles. Along with performance tables, sample portfolios, and a helpful Q & A section, you'll find up-to-date details on tax law changes, as well as complete information on: