About this product: A lawyer and award-winning journalist offers a plain-English guide to a stressful topic, with examples from the estate plans of Paul Newman, Jacqueline Kennedy Onassis, Michael Jackson and others. Set in the context of the current economy and tax law, the book is full of essential information about: protecting a spouse or partner, providing for young or disabled children, preserving retirement benefits, paying for education and health care, transferring a family business and designing a charitable legacy. To-Do Lists after each chapter leave no excuses for procrastinators.
KEEPING CURRENT The material in this book will be continually updated to reflect legal developments that might affect your estate plan. As changes occur, the pertinent sections of this book will be revised and available at the book Web site. You can register at the site to receive e-mail notifications of these changes.
An annotated Table of Contents, phrased in terms of personal or financial goals, doubles as a checklist: 1 Nothing Lasts Forever: Read this chapter even if you are hearty and clear-headed. 2 Who Gets What and How Much Is Enough? Read this chapter if you want to provide for specific people, charities or pets in your estate plan. 3 Beware the Tax Bite: Read this chapter if you have more than $3.5 million of assets or might some day. 4 Protect Your Spouse or Partner: Read this chapter if you are involved in any committed relationship. 5 What if? Provide for Young or Disabled Children: Read this chapter so you can anticipate their needs and make sure they will be nurtured. 6 Trusts - Not Just for the Wealthy: Read this chapter even if you think you don t need this very useful tool. 7 Preserve Retirement Accounts: Read this chapter if you have a retirement account, such as an IRA or a 401(k). 8 Be Smart About Life Insurance: Read this chapter whether or not you have life insurance. 9 Pay for Health Care and Education: Read this chapter if anyone you love could use help with these expenses, now or in the future. 10 Home Base - Factoring In Real Estate: Read this chapter if you own your primary residence or vacation home or might move to a different state. 11 Hidden Traps When Crossing Borders: Read this chapter if you or a family member is a citizen of another country, lives abroad or has foreign investments. 12 The Family Business - a Legacy or a Headache? Read this chapter if you have your own business or a share in a family-held enterprise. 13 Subsidize Friends or Family: Read this chapter if you would like to offer financial help to adult children, grandchildren, parents, siblings or others. 14 What You Can Do for Grandchildren: Read this chapter if you would like to provide a financial cushion for your descendants in the years ahead. 15 Give Now, Save Tax Later: Read this chapter if saving taxes is a high priority. 16 Make Lifetime Gifts Go Further: Read this chapter if you have the resources to transfer large sums of money while you are alive. 17 Your Charitable Legacy: Read this chapter if there are causes you care deeply about and would like to benefit now or later. 18 Roadblocks to Creditors: Read this chapter if you worry about being sued. 19 From Planning to Action: Read this chapter even if you already have lawyers and financial advisers whom you trust.
FROM THE INTRODUCTION: If the thought of doing an estate plan gives you goosebumps, you are not alone. But if you do not address thi
About this product: Anyone who wants to turn their real estate practice into a highly successful business must understand the fundamental models that drive the best real estate agents in the industry. In The Millionaire Real Estate Agent these models are revealed and explained. This book represents the culmination of decades of real estate experience, research, and consulting, with case studies from some of the top millionaire agents in the U.S.
In this revolutionary handbook youll learn:
* Three key concepts that drive mega-agent production. * Essential economic, budgetary, organizational, and lead generation models that are the foundations of any high-achievers business. * The distinguishing characteristic of Millionaire Real Estate Agents--the way they think! * How you can get on the real estate career path to Earn a Million, Net a Million, and then Receive a Million dollars in annual income.
The Millionaire Real Estate Agent is not about quick fixes. It is about the innovative application of proven business techniques to the real estate industry. Isnt it about time you put your career on the path to becoming a Millionaire Real Estate Agent?
About this product: A brilliant account—character-rich and darkly humorous—of how the U.S. economy was driven over the cliff. Truth really is stranger than fiction. Who better than the author of the signature bestseller Liar’s Poker to explain how the event we were told was impossible—the free fall of the American economy—finally occurred; how the things that we wanted, like ridiculously easy money and greatly expanded home ownership, were vehicles for that crash; and how shareholder demand for profit forced investment executives to eat the forbidden fruit of toxic derivatives.
Michael Lewis’s splendid cast of characters includes villains, a few heroes, and a lot of people who look very, very foolish: high government officials, including the watchdogs; heads of major investment banks (some overlap here with previous category); perhaps even the face in your mirror. In this trenchant, raucous, irresistible narrative, Lewis writes of the goats and of the few who saw what the emperor was wearing, and gives them, most memorably, what they deserve. He proves yet again that he is the finest and funniest chronicler of our times. .
About this product: Mackenzie Allen Philips' youngest daughter, Missy, has been abducted during a family vacation and evidence that she may have been brutally murdered is found in an abandoned shack deep in the Oregon
The son of one of New York's wealthiest families is snatched off the street and held hostage. His parents can't save him, because this kidnapper isn't demanding money. Instead, he quizzes his prisoner on the price others pay for his life of luxury. In this exam, wrong answers are fatal.
Worst case: death
Detective Michael Bennett leads the investigation. With ten kids of his own, he can't begin to understand what could lead someone to target anyone's children. As another student disappears, one powerful family after another uses their leverage and connections to turn the heat up on the mayor, the press--anyone who will listen--to stop this killer. Their reach extends all the way to the FBI, who send their top Abduction Specialist, Agent Emily Parker. Bennett's life--and love life--suddenly get even more complicated.
This case: Detective Michael Bennett is on it
Before Bennett has a chance to protest the FBI's intrusion on his case, the mastermind changes his routine. His plan leads up to the most devastating demonstration yet--one that could bring cataclysmic devastation to every inch of New York. From the shocking first page to the last exhilarating scene, Worst Case is a non-stop thriller from "America's #1 storyteller" (Forbes).
About this product: In true DK style, LEGO Star Wars: The Visual Dictionary elucidates, illuminates, and excites even the most discerning LEGO Group, Star Wars, and minifigure fans around the world. Darth Vader, Boba Fett, Yoda, Luke Skywalker, and more are brought to life with dozens of little-known facts and hundreds of photos, as are accessories, vehicles, weapons, and even the Death Star! Learn about the history, manufacture, and construction of the minifigures of the Star Wars galaxy, and come away a LEGO Jedi Master.
About this product: The first and last economic depression that you will experience in your lifetime is just ahead. The year 2009 will be the beginning of the next long-term winter season and the initial end of prosperity in almost every market, ushering in a downturn like most of us have not experienced before. Are you aware that we have seen long-term peaks in our stock market and economy very close to every 40 years due to generational spending trends: as in 1929, 1968, and next around 2009? Are you aware that oil and commodity prices have peaked nearly every 30 years, as in 1920, 1951, 1980 -- and next likely around late 2009 to mid-2010? The three massive bubbles that have been booming for the last few decades -- stocks, real estate, and commodities -- have all reached their peak and are deflating simultaneously.
Bestselling author and renowned economic forecaster Harry S. Dent, Jr., has observed these trends for decades. As he first demonstrated in his bestselling The Great Boom Ahead, he has developed analytical techniques that allow him to predict the impact they will have. The Great Depression Ahead explains "The Perfect Storm" as peak oil prices collide with peaking generational spending trends by 2010, leading to a more severe downtrend for the global economy and individual investors alike.
He predicts the following:
• The economy appears to recover from the subprime crisis and minor recession by mid-2009 -- "the calm before the real storm."
• Stock prices start to crash again between mid- and late 2009 into late 2010, and likely finally bottom around mid-2012 -- between Dow 3,800 and 7,200.
• The economy enters a deeper depression between mid-2010 and early 2011, likely extending off and on into late 2012 or mid-2013.
• Asian markets may bottom by late 2010, along with health care, and be the first great buy opportunities in stocks.
• Gold and precious metals will appear to be a hedge at first, but will ultimately collapse as well after mid- to late 2010.
• A first major stock rally, likely between mid-2012 and mid-2017, will be followed by a final setdback around late 2019/early 2020.
• The next broad-based global bull market will be from 2020-2023 into 2035-2036.
Conventional investment wisdom will no longer apply, and investors on every level -- from billion-dollar firms to the individual trader -- must drastically reevaluate their policies in order to survive. But despite the dire news and dark predictions, there are real opportunities to come from the greatest fire sale on financial assets since the early 1930s. Dent outlines the critical issues that will face our government and other major institutions, offering long- and short-term tactics for weathering the storm. He offers recommendations that will allow families, businesses, investors, and individuals to manage their assets correctly and come out on top. With the right knowledge and preparation, you can take advantage of new wealth opportunities rather than get caught in a downward spiral. Your life is about to change for reasons outside of your control. You can't change the direction of the winds, but you can reset your sails!
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