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BOOK
The Subprime Solution: How Today's Global Financial Crisis Happened, and What to Do about It
Robert J. Shiller
$9.90

About this product:

The subprime mortgage crisis has already wreaked havoc on the lives of millions of people and now it threatens to derail the U.S. economy and economies around the world. In this trenchant book, best-selling economist Robert Shiller reveals the origins of this crisis and puts forward bold measures to solve it. He calls for an aggressive response--a restructuring of the institutional foundations of the financial system that will not only allow people once again to buy and sell homes with confidence, but will create the conditions for greater prosperity in America and throughout the deeply interconnected world economy.

Shiller blames the subprime crisis on the irrational exuberance that drove the economy's two most recent bubbles--in stocks in the 1990s and in housing between 2000 and 2007. He shows how these bubbles led to the dangerous overextension of credit now resulting in foreclosures, bankruptcies, and write-offs, as well as a global credit crunch. To restore confidence in the markets, Shiller argues, bailouts are needed in the short run. But he insists that these bailouts must be targeted at low-income victims of subprime deals. In the longer term, the subprime solution will require leaders to revamp the financial framework by deploying an ambitious package of initiatives to inhibit the formation of bubbles and limit risks, including better financial information; simplified legal contracts and regulations; expanded markets for managing risks; home equity insurance policies; income-linked home loans; and new measures to protect consumers against hidden inflationary effects.

This powerful book is essential reading for anyone who wants to understand how we got into the subprime mess--and how we can get out.

BOOK
Greenspan's Bubbles: The Age of Ignorance at the Federal Reserve
Fred Sheehan
$11.92

About this product:

No matter who you are-investor, trader, homeowner, 401(k) holder, or CEO-you are bound to feel the impact of Alan Greenspan's �Age of Ignorance� for years to come.

. .

According to MSN Money columnist William A. Fleckenstein, Greenspan's nearly 19-year career as Federal Reserve Chairman is even worse than anyone imagined. Labeled �Mr. Bubble� by the New York Times, Greenspan was nothing less than a serial bubble blower with a long history of bad decision-making. His famous �Greenspan Put� fueled the perception of a Goldilocks economy-but, as this explosive expos� reveals, the bear has finally caught up with Goldilocks.

. .

Using transcripts of Greenspan's FOMC meetings as well as testimony before Congress, this eye-opening book delivers a timeline of his most devastating mistakes and weaves together the connection between every economic calamity of the past 19 years:

.
    .
  • The stock market crash of 1987.
  • The Savings And Loan crisis.
  • The collapse of Long Term Capital Management.
  • The tech bubble of 2000.
  • The feared Y2K disaster.
  • The credit bubble and real estate crisis of 2007.
.

Fleckenstein explains just how far-reaching Greenspan's mess has been flung, and presents damning evidence that contradicts the former Fed chief's public naivet� concerning shifts in the market and economy. He also points to a disturbing fact, that throughout his career, Greenspan not only made costly mistakes, but made the same ones-over and over again. And not only was he never able to recognize or admit to those mistakes, he constantly rewrote his own history to justify them.

. .

Greenspan's Bubbles offers a lock-stock-and-barrel portrait of a flawed but fascinating man whose words and actions have led a whole generation astray, and whose legacy will continue to challenge us in the years ahead.

. . .
BOOK
Chain of Blame: How Wall Street Caused the Mortgage and Credit Crisis
Mathew Padilla
$12.00

About this product:
In the summer of 2007, the subprime empire that Wall Street had built all came crashing down. On average, fifty lenders a month were going bust-and the people responsible for the crisis included not just unregulated loan brokers andcon artists, but also investment bankers and home loan institutions traditionally perceived as completely trustworthy.

Chain of Blame chronicles this incredible disaster, with a specific focus on the players who participated in such a fundamentally flawed fiasco. Authors Paul Muolo and Mathew Padilla, well-regarded journalists for National Mortgage News and the Orange County Register respectively, reveal the truth behind how this crisis occurred, what individuals and institutions-from lenders and brokers to some of the biggest investment banks in the world-were doing during this critical time, and who is ultimately responsible for what happened.

BOOK
Home Buying For Dummies, 3rd edition
Ray Brown
$8.50

About this product:
Though fun and exciting, buying a home can also be complicated and confusing—and most people learn the hard way that a wrong move can cost dearly. In order to find the perfect home at the best price, you must have skill, foresight, and a little guidance from experienced professionals.

Home Buying for Dummies, Third Edition provides just that! Packed with invaluable advice in an objective, down-to-earth style that will have you sitting in your dream home in no time, this friendly guide contains everything you need to know to play the home buying game. It has the tools you need to:

  • Improve your credit score and select a mortgage
  • Choose a time and place to buy
  • Determine the price you want to pay
  • Assemble an all-star real estate team
  • Make use of the wonderful world of the Internet
  • Negotiate your best deal
  • Inspect and protect your home
  • Handle and become responsible for the title
  • Cope with buyer’s remorse

Featured in this guide are tips and tricks on things you should do after you seal the deal, as well as things you ought to know about real estate investing. Also included is advice on how to sell your house, as well as a sample real estate purchase contract and a good inspection report. Don’t get chewed up by the real estate market—Home Buying for Dummies, Third Edition will lead you to the home you want!

BOOK
Financial Shock: A 360º Look at the Subprime Mortgage Implosion, and How to Avoid the Next Financial Crisis
Mark Zandi
$15.18

About this product:
"In Financial Shock, Mr. Zandi provides a concise and lucid account of the economic, political and regulatory forces behind this binge." --The Wall Street Journal "Aggressive builders, greedy lenders, optimistic home buyers: Zandi succinctly dissects the mortgage mess from start to (one hopes) finish." --U.S. News and World Report "If you wonder how it could be possible for a subprime mortgage loan to bring the global financial system and the U.S. economy to its knees, you should read this book. No one is better qualified to provide this insight and advice than Mark Zandi." -- Larry Kudlow, Host, CNBC's Kudlow & Company "Every once in a while a book comes along that's so important, it commands recognition. This is one of them. Zandi provides a rilliant blow-by-blow account of how greed, stupidity, and recklessness brought the first major economic crises of the 21st entury and the most serious since the Great Depression." --Bernard Baumohl,Managing Director, The Economic Outlook Group and best-selling author, The Secrets of Economic Indicators "Throughout the financial crisis Mark Zandi has played two important roles.He has insightfully analyzed its causes and thoughtfully recommended steps to alleviate it. This book continues those tasks and adds a third--providing a comprehensive and comprehensible explanation of the issues that is accessible to the general public and extremely useful to those who specialize in the area." --Barney Frank, Chairman, House Financial Services Committee The subprime crisis created a gigantic financial catastrophe. What happened? How did it happen? How can we prevent similar crises from happening again? Mark Zandi answers all these critical questions--systematically, carefully, and in plain English. Zandi begins with a fast-paced overview and then illuminates the deepest causes, from the psychology of homeownership to Alan Greenspan's missteps. You'll see the home "flippers" at work and the real estate agents who cheered them on. You'll learn how Internet technology and access to global capital transformed the mortgage industry, helping irresponsible lenders drive out good ones.Zandi demystifies the complex financial engineering that enabled lenders to hide deepening risks, shows how global investors eagerly bought in, and explains how flummoxed regulators failed to prevent disaster, despite crucial warning signs. Most important, Zandi offers indispensable advice for investors who must recognize emerging bubbles, policymakers who must improve oversight, and citizens who must survive whatever comes next. *Liar's loans, flippers, predatory lenders, delusional homebuilders How the housing market came unhinged, and the whirlwind came together*Alan Greenspan's trillion-dollar bet Betting on the boom, ignoring the bubble*The subprime market goes global Worldwide investors get a piece of the action--and reap the results*Wall Street's alchemists: conjuring up Frankenstein New financial instruments and their hidden contents*Back to the future: risk management for the 21st century Respecting the "animal spirits" that drive even the most sophisticated markets

BOOK
National Electrical Code 2008 (National Fire Protection Association National Electrical Code)
NFPA
$65.00

About this product:
The world’s most widely adopted safety code, the National Electrical Code® (NEC) is now advancing electrical safety requirements with the 2008 edition in an effort to maximize public safety, emergency preparation, and electrical worker protection. With regulations for electrical wiring and equipment in virtually all types of buildings, this new edition responds to industry needs with expanded requirements based on research, new technologies, and recent events. A must-have for anyone involved in electrical design, installation, inspection, and safety, this edition has been updated for enhanced usability in the field, making it ideal for handling on-the-job electrical situations safely and effectively. Delmar, a part of Cengage Learning is pleased to make this authoritative reference from the National Fire Protection Association (NFPA) available directly from us, for the convenience of our customers who work in and around the electrical trades. It may be used independently, or as a companion to any electrical book, including Delmar's best-selling wiring series, as well as our guides to using the NEC®.

BOOK
National Electrical Code 2008 Handbook (National Fire Protection Association//National Electrical Code Handbook)
NFPA
$99.96

About this product:
Get the expert support needed to comply efficiently, avoid violations, and keep electrical installations on track with the National Electrical Code® in this exclusive NEC® 2008 Handbook from the National Fire Protection Association (NFPA). Only the handbook offers the full NEC® 2008 text alongside expert commentary from code specialists, offering insight into code rationale, explanations of new and revised rules, and practical, hands-on advice on how to apply the code. A valuable resource for anyone involved in electrical design, installation, inspection, and safety, this book will give users the knowledge needed to feel confident that their work will be safe, efficient, and code-compliant. Delmar, a part of Cengage Learning is pleased to make this one-of-a-kind reference - containing the most widely accepted and most frequently used criteria for electrical installations in the U.S. - available directly from us for our customers who work in and around the electrical trades. It may be used independently and also makes an excellent companion to books in Delmar’s best-selling electrical wiring series.

BOOK
Against the Gods: The Remarkable Story of Risk
Peter L. Bernstein
$8.95

About this product:
A Business Week, New York Times Business, and USA Today Bestseller

"Ambitious and readable . . . an engaging introduction to the oddsmakers, whom Bernstein regards as true humanists helping to release mankind from the choke holds of superstition and fatalism." —The New York Times

"An extraordinarily entertaining and informative book." —The Wall Street Journal

"A lively panoramic book . . . Against the Gods sets up an ambitious premise and then delivers on it." —Business Week

"Deserves to be, and surely will be, widely read." —The Economist

"[A] challenging book, one that may change forever the way people think about the world." —Worth

"No one else could have written a book of such central importance with so much charm and excitement." —Robert Heilbroner author, The Worldly Philosophers

"With his wonderful knowledge of the history and current manifestations of risk, Peter Bernstein brings us Against the Gods. Nothing like it will come out of the financial world this year or ever. I speak carefully: no one should miss it." —John Kenneth Galbraith Professor of Economics Emeritus, Harvard University

In this unique exploration of the role of risk in our society, Peter Bernstein argues that the notion of bringing risk under control is one of the central ideas that distinguishes modern times from the distant past. Against the Gods chronicles the remarkable intellectual adventure that liberated humanity from oracles and soothsayers by means of the powerful tools of risk management that are available to us today.

"An extremely readable history of risk." —Barron's

"Fascinating . . . this challenging volume will help you understand the uncertainties that every investor must face." —Money

"A singular achievement." —Times Literary Supplement

"There's a growing market for savants who can render the recondite intelligibly—witness Stephen Jay Gould (natural history), Oliver Sacks (disease), Richard Dawkins (heredity), James Gleick (physics), Paul Krugman (economics)—and Bernstein would mingle well in their company." —The Australian

BOOK
Healthcare, Guaranteed: A Simple, Secure Solution for America
Ezekiel J. Emanuel
$8.79

About this product:

America spends more than any other developed nation on healthcare—$2.1 trillion in 2007 alone. But 47 million Americans remain uninsured, and of those Americans who are insured, many suffer from poor health. In his ground-breaking proposal, Dr. Ezekiel Emanuel offers up a plan to comprehensively restructure the delivery and quality of our healthcare. By eliminating employer-healthcare and establishing an independent program to evaluate healthcare plans and insurance companies, he offers a no-nonsense guide to how government can institute private insurance options that will allow each of us a choice of doctor and plan.

With the rate of healthcare costs rapidly outpacing our gross domestic product, we can no longer afford to maintain our fragmented delivery of care, or entertain reforms that seek to patch, rather than cure, a fractured system. Accessible, straightforward, and revolutionary in its approach, Healthcare, Guaranteed is an inarguable guide to lasting healthcare reform.

BOOK
No Job? No Prob!: How to Pay Your Bills, Feed Your Mind, and Have a Blast When You're Out of Work
Nicholas Nigro
$8.15

About this product:
The upbeat guide to living—not just surviving—when you're unemployed.

In No Job? No Prob!, business writer Nicholas Nigro shows readers how to convert unemployment lemons into refreshing lemonade. Offering advice that is at once motivational ("when unemployment comes calling, start walking and don't look back"), practical ("20 ways to make yourself leave the house at least once a day"), and fun ("20 things you can do with your retired briefcase"), No Job? No Prob! is the most well-rounded and optimistic unemployment guide available. It also includes useful quizzes that will help you take stock of what you have, decide what you want, and figure out the best way to get there. Learn how to look forward and still live in the moment—after all, as Orson Scott Card says, "unemployment is capitalism's way of getting you to plant a garden." 30 b/w illustrations.

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