How To Overcome Your Financial Stress

How To Overcome Your Financial Stress We are living in a stressful world: stress comes from all directions - health, work, relationships, and, above all, money. Financial stress is responsible for other stress factors in life. For example, if you have a hard time making both ends meet, most probably you have frequent arguments with your spouse over how much money to spend, what to spend on, and when to spend. Financial strive is the root cause of many breakups and divorces. If you are financially strained, you may not have full health insurance coverage, and any major medical bill incurred due to medical emergency will put more strain and stress on your finance.

Stress is an underlying cause of diseases and disorders. Stress ages an individual hard and fast.

To overcome your financial stress, you must begin with your core values in life, which should have little to do with money. However, your core values in life affect your financial priorities and your financial decisions. Therefore, your core values must not be compromised under any circumstance, because any compromise will generate conflict and undue stress in your life. To illustrate, if you value your health, compromising it with poor eating habits will only create disharmony in your health.

One of the most important core values in life is integrity. Life is all about living - it comes with some hard work and simple integrity. Integrity is an important personal value that has nothing to do with money. Integrity is an important value that God has bestowed upon each of us, and its availability is the choice of an individual. This important personal value can influence your own value of money. Essentially, it is the value of what life has to offer, not the value of things purchased with money.

If integrity is an important value in your life, that value will be reflected in your attitude towards your financial success and financial priorities, and hence your financial decisions.

You will do all you can, and do it. You will make the commitment to do it. You will become more flexible to change in order to make it happen. You will acknowledge that you can do it in spite of the difficulties. Integrity makes money become a means to an end, but not an end itself. Integrity puts your focus on efforts, rather than on results. This takes away much of your financial stress.

Financial stress is often caused by financial problems, which are inevitable. Don't spend time on reacting to a financial problem: reacting would only exacerbate the stress. Integrity will make you seek a solution to any financial problem you may encounter. You will not leave it to chance, nor will you ignore it. You will do everything you can to solve the problem. For example, if you find yourself in debt, you will not ignore it. Instead, you will have a plan, a budget, and a roadmap to get yourself out of debt. Integrity alleviates your financial stress.

Because of integrity, you value money, not because it can buy you things you may not need, but because you can use money to help others who are in need. Because money has a value, you will spend less, and save more, and thus the financial stress due to overshooting the budget can be avoided.

What is the real value of money to you?

If your financial priorities are based on accumulation of wealth, then all your financial decisions and priorities will be based on that flawed value system, which inevitably will lead to financial stress down the road.

Changing yourself - especially your attitude towards the value of money - can take the financial stress out of your life.

About the Author:

Stephen Lau is a researcher and writer. He has published several books, including "No Miracle Cures" on natural healing; "How to Teach Children to Read" on activities and games to teach children reading skills; and "Blueprint for Success in Affiliate Business." The author has also created many websites on health, eating disorders, mental depression, golf, and smart money management. For more information, go to: www.stephenlau.name

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